How much does Ruifeng M3 2023 1.8L 7／8-seat Elite Edition cost in 24 installments？
Want to buy Ruifeng M3 2023 1.8L 7/8-seat Elite Edition, but the funds are limited? Buying a car by stages is a good choice. However, in addition to the cost of car purchase, there will be additional expenses involved in the loan process. Let’s make a detailed calculation:
Bare car price: The starting price of Ruifeng M3 2023 1.8L 7/8-seat Elite Edition is 72 800 yuan, which is a basic investment.
Overview of loan fees:
- Down payment ratio: 30%, that is, about 21,840 yuan is required as the down payment.
- Interest rate: 4.75%, affecting the monthly payment.
- Monthly payment: About 2,230 yuan, is the monthly repayment amount.
- Total interest: 2,560 yuan, is the extra expenses accumulated during the loan process.
In addition to loans, there are some essential expenses:
- Purchase tax: According to the policy, it is estimated to be about 6,442 yuan.
- Licensing fee: Including the handling fee, it is about 500 yuan.
- Vehicle and vessel use tax: For vehicles with 1.6-2L displacement, it is expected to be 360 yuan.
- Insurance cost: Commercial insurance costs include third-party liability insurance, vehicle loss insurance, etc., and the total cost is about 8,763 yuan (data may vary from region to region).
All these expenses add up, and the total price of the car loan is about 88,101 yuan, including the loan principal and interest, as well as other necessary expenses for car purchase.
Remember, the above data are for reference only, and the actual expenses may vary due to personal credit status, bank loan policies and regional differences. Therefore, it is recommended that you consult local distributors or financial institutions to obtain the most accurate loan scheme.
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