Today’s report:Three children were rescued after the robbery of a series of young children in Heyuan, Guangdong Province (photos)

　　According to the website of the Ministry of Public Security, abducting and selling children and women is a vicious criminal activity that seriously violates human rights and endangers social stability, and has always been the focus of public security organs. On April 9 this year, the Ministry of Public Security held a video teleconference on the national special action against the crime of abducting and selling children and women, and mobilized and deployed the national special action against abduction. The general objectives of this special campaign are: to solve a large number of cases of abducting and selling children and women, to destroy a large number of criminal gangs of abducting and selling children, to arrest a large number of traffickers, to rescue a large number of abducted children and women, to rectify a large number of key areas and places where minors are organized to engage in illegal and criminal activities, and to resolutely curb the trend of frequent crimes of abducting and selling children and women. Throughout the country, we will focus on cracking down on criminal activities of stealing, robbing and abducting children, organizing and manipulating minors to carry out illegal and criminal activities, and abducting women for forced prostitution. After the meeting, local public security organs attached great importance to it, quickly implemented various work measures, and successively cracked a number of cases.

　　The public security organs in Jining, Shandong responded quickly and cracked the case of robbing children.　

　　At 14: 45 on April 11th, 2009, the Criminal Police Brigade of Wenshang County Public Security Bureau in Jining City, Shandong Province received a report. Xu XX, a villager from Liuzhuang Village, Kangyi Town, this county, rode an electric car to take his 9-month-old daughter home, and was stopped by a silver-gray van. Two young men in the car took her daughter away.

　　After receiving the report, Jining City Public Security Bureau attached great importance to it, and immediately deployed the criminal police detachment and Wenshang County Public Security Bureau to quickly carry out interception operations. At the same time, according to the information provided by the victims, the command center of Jining Municipal Bureau issued a search instruction to the counties and districts around the incident, requesting the interception of the suspected vehicles. At 1600 hours, the leader of Wenshang County Public Security Bureau led the pursuit team to Liangshan County. When chasing to Nanwang section of Wenshang County of Jiliang Highway, the suspected vehicle was intercepted by the police of Nanwang Police Station in Wenshang, two suspects were arrested, the robbed baby was rescued, and a loaded self-made pistol was found from the vehicle.

　　After preliminary examination, the criminal suspects Zhang X and Li XX confessed that after prior planning, Zhang X and Zhang XX snatched the baby in Wenshang County and fled in the direction of Liangshan. At 15: 00, after meeting with Li XX, Zhang XX got off the bus and went back to the downtown area of Jining City. Zhang X and Li XX were caught in the process of trying to sell the robbed baby. At about 19 o’clock, investigators arrested the suspect Zhang XX in Jining.

　　Public security organs in Panzhihua, Sichuan quickly cracked a case of burglary of children.　

　　At 1 o’clock in the morning of April 6, 2009, Pu Mou, a migrant worker from Panzhihua City, Sichuan Province, came home from work and found that his one-and-a-half-year-old son had been stolen, so he reported the case. The Public Security Bureau of West District, Panzhihua City, Sichuan Province attached great importance to this case and immediately set up a task force to carry out investigation.

　　After the Ministry of Public Security mobilized the deployment of video teleconference for the "abduction" special action, the task force further strengthened various work measures. After investigation, three unemployed people, Li, Huang and Yang, were seriously suspected. On April 11, the project police arrested the suspect Yang in Qiaojia County, Zhaotong City, Yunnan Province. After review, on April 11, Yang confessed to selling the child to his fellow villagers. Finding out that the child was going backwards, the task force immediately rescued him. On April 14th, the task force rushed back to Panzhihua City and arrested two others, who confessed the crime of stealing children and abducting them.

　　The investigation of the case is in progress.

　　Public security organs in Dalian, Liaoning destroyed a criminal gang that abducted and forced children.

　　On April 10th, the public security organs in Dalian, Liaoning Province destroyed a criminal gang that abducted and forced children to pickpocket, arrested four suspects and rescued one abducted child.

　　At about 19: 00 on April 10th, Xigang Branch of Dalian Public Security Bureau of Liaoning Province locked a boy of Xinjiang nationality aged about 8-10 when carrying out anti-pickpocketing work in Dalian Wal-Mart Supermarket, and found that there were two adult men of Xinjiang nationality around the boy to help keep watch. When the boy was committing a pickpocketing crime against a woman, the anti-pickpocketing police immediately attacked and arrested the boy and four suspects from Xinjiang, and seized one controlled knife and two mobile phones.

　　After examination, the suspect who manipulated the boy confessed that after coming to Dalian, he committed nearly 100 pickpockets in supermarkets, bus stops and crowded places in Xigang District and Shahekou District. At present, 8 cases have been verified. The other two suspects confessed that since March this year, they have committed eight crimes of pickpocketing in Heishijiao, Heping Square, Xinggong Street, Chunliu and other areas in Dalian, Liaoning Province. The abducted child has been repatriated, and the other four suspects have been detained in criminal detention. The case is under investigation.

　　Public security organs in Lhasa, Tibet quickly cracked two cases of trafficking in women.

　　Since the national public security organ’s "abduction" campaign, Tibetan public security organs have conscientiously implemented the work arrangements of the Ministry of Public Security, and recently cracked two cases of abducting and selling Tibetan women, arrested four suspects and rescued two abducted Tibetan women.

　　1. The case of Suo Mou being trafficked in Dazi County, Lhasa City

　　On April 6, 2009, the Criminal Police Detachment of Lhasa Public Security Bureau received a case of suspected trafficking in women handed over by the Railway Public Security Department of Golmud City, Qinghai Province. The suspects Ma and Du have been detained in criminal detention, and the victim Suo was rescued.

　　At present, the case is under further investigation.

　　Two, Lhasa Xigaze Renbu County Zhuomou, Cimou and others were abducted.

　　On April 6, 2009, the Criminal Police Detachment of Lhasa Public Security Bureau received a report from Zhuomou that Zhuomou and his sister Cimou were trafficked to Linxia County, Gansu Province 18 years ago, and now Zhuomou fled back to Lhasa, and found Yixi Quzong, a criminal suspect who trafficked himself that year, and requested the public security organs to investigate and deal with it.

　　After receiving the report, the public security organ immediately interrogated the suspect Yixi Quzong, and learned that another suspect in the case, Zhao Chunlin, was currently doing business near Xuexin Village in Lhasa. In the early morning of April 7, the task force arrested the suspect Zhao Chunlin.

　　According to the criminal suspects Zhao Chunlin and Yixi Quzong, since 1991, two people have defrauded Zhuo Mou, Ci Mou and two other women and abducted them to Linxia County, Gansu Province.

　　At present, the suspects Zhao Chunlin and Yixi Quzong have been detained in criminal detention, and the case is under further investigation.

　　Ningde, Fujian destroyed a trafficking criminal gang　

　　On April 9 this year, after the Ministry of Public Security deployed a special campaign to combat trafficking in children and women, the public security organs in Ningde City, Fujian Province quickly implemented it, carefully organized and attacked it according to the deployment of the special campaign. Recently, a criminal gang case of abducting and selling children and women led by the criminal suspect Chen Qizai was successfully cracked, 14 criminal suspects were arrested and 28 abducted children were identified.

　　On April 10 this year, the Yunnan police informed the Fujian police of the "2.23" transnational child trafficking case in Yunnan, including clues about the trafficking crime involving Ningde City, Fujian Province. The Criminal Investigation Corps of Fujian Provincial Office immediately informed the Criminal Investigation Detachment of Ningde Municipal Public Security Bureau, and the Criminal Investigation Detachment of Ningde Municipal Bureau immediately organized the criminal investigation department of the whole city to sort out the clues of crimes of abducting and selling children and women investigated over the years, and found that Chen Qizai and others in Fu ‘an City were suspected of major crimes. The Party Committee of Ningde Public Security Bureau attached great importance to it, and immediately dispatched the Criminal Investigation Detachment, the Action Technology Detachment and the police of the Criminal Investigation Brigade of Fu ‘an Public Security Bureau to set up a task force to carry out case investigation.

　　On April 18, the task force learned that a Guangxi trafficker was taking a baby boy to Fujian Province to "trade" and decided to close the net. At about 7 o’clock that day, the suspects Chen Qizai, Guo Bin and Guangxi trafficker Lu Hanlin were arrested at shenyang-haikou expressway Bay Dock Toll Station, and a baby boy was rescued on the spot. Later, in Fu ‘an Chengguan, Saiqi and other places, the criminal suspect Gong Naijin and other accomplices were arrested and a baby boy was rescued. On the 19th, four suspects, including the middleman Zheng Yuehua, were arrested in Zhouning and Xiapu counties.

　　After investigation, since September 2008, the criminal suspect Chen Qizai, together with Gong Naijin and others, has bought baby boys from Yunnan and Guangxi traffickers He Lanqin and Lu Hanlin for profit. At the same time, Chen Qizai and others also abducted unmarried women and sold them to Ningde City through Guangxi trafficker Lu Hanyi and others.

　　At present, the case is under further investigation. 　

　　Public security organs in Quanzhou, Fujian destroyed a criminal gang that abducted and sold children.

　　At 20 o’clock on February 22, 2009, the Hutou Traffic Police Squadron of Anxi County Public Security Bureau, Quanzhou City, Fujian Province, found a van acting suspiciously when it set up a checkpoint at the Hokuto Konishi Hok Township section of the county, that is, it went forward to check it. The people in the car fled one after another, and the driver Li Jidi was detained on the spot. The police found that there were a large number of baby items in the car and there was a major suspicion of selling children, so they handed Li Jidi over to the Criminal Investigation Brigade of Anxi County Public Security Bureau for review. After investigation, the suspect Li Jidi confessed that since 2007, he has bought boys from other places and sold them for profit. In view of the seriousness of the case, Anxi County Public Security Bureau dispatched elite police to form a task force to carry out investigations.

　　After the Ministry of Public Security deployed the nationwide "abduction" campaign, the task force stepped up its work. At present, eight suspects, including Xie Dan, have been arrested and eight abducted boys have been rescued. It was initially found out that since 2007, Li Jidi’s criminal gang has bought 35 boys from Sichuan, Guangxi, Yunnan and other places and transported them to Fujian for sale, making profits from them.

　　The public security organs involved will thoroughly investigate and dig deep, completely destroy this criminal gang and rescue all abducted children.

　　Chongqing Public Security Bureau cracked a case of trafficking in minors for prostitution and rescued two abducted girls.

　　On January 9th, 2009, the Public Security Bureau of jiangjin district, Chongqing received a report from the masses that Zhou X, a young girl, had been trafficked to Hong Kong for forced prostitution. After receiving the report, the leaders of Jiangjin Public Security Bureau attached great importance to it and immediately decided to file a case for investigation.

　　After work, the task force arrested the suspect Fu XX. According to Fu, Zhang XX, a fellow villager of Fu, organized women prostitution in Zhejiang, and asked Fu to find girls in Jiangjin to cheat to Zhejiang. In November 2008, under the deception of Fu XX and Zhang XX, Zhou was cheated out of Jiangjin and was later taken to Zhejiang by Zhang XX. During this period, Zhang XX deceived another classmate of Zhou X, Ran XX, to Zhejiang. Then, Zhang XX sold Zhou X and Ran XX to a hotel in Hong Kong. During the hotel, two girls were forced into prostitution.

　　After the work of the public security organs, two murdered girls have been rescued back to Chongqing. The case is under investigation.

　　The public security organ in Nanning, Guangxi cracked a child abduction case.

　　Since the nationwide "abduction" campaign, Guangxi public security organs have widely mobilized the masses to obtain clues. Recently, Nanning public security organs cracked a child abduction case based on reports from the masses, arrested four suspects and rescued three abducted babies.

　　On April 16, 2009, Nanhu Branch of Nanning Public Security Bureau received an alarm from the masses, saying that on the roadside opposite Langdong Station in Nanning, three women were each holding a baby, and a man was looking after the luggage next to them, which was very suspicious. The leaders of Nanhu Public Security Bureau instructed Nanhu Police Station to dispatch police quickly to find out the situation. The police of Nanhu Police Station immediately rushed to the opposite side of Langdong Station and questioned the four men. The four people could not explain the origin of the babies, so the police took them back to the police station for examination and sent three babies to the hospital for physical examination.

　　After preliminary examination, the suspects Wang Yunhua and Ah Mei confessed that a woman named "Big Sister" gave two baby girls to them and asked them to transport them to Henan Province. At present, four suspects have been detained on suspicion of crime of trafficking in children, and three babies have been sent to Nanning Welfare Institute for proper placement. The case is under further investigation.

　　Shandong Taian cracked the case of stealing and robbing children.

　　On April 8, 2009, after seven days and nights of hard investigation, the task force of Taian City Public Security Bureau and Ningyang County Public Security Bureau cracked the case of stealing and robbing children in Dongcui Village, Dongzhuang Township, Ningyang County, arrested six suspects, including Qin Dechao and Chen Yonglong, and successfully rescued the stolen children.

　　On April 1, 2009, two suspects drove a car to Dongcui Village, Dongzhuang Township, Ningyang County, and took away the baby boy Cui, who was only 96 days old. After the incident, the party committees of the public security bureaus in Tai ‘an City and Ningyang County attached great importance to it, and immediately set up a joint task force to quickly carry out investigations.

　　On April 3, the task force discovered that the suspected vehicle appeared near Yaoshan, surabaya county. The task force determined that Qin Dechao was one of the suspects who stole the baby. On April 6th, the task force captured Qin Dechao in surabaya county. On April 7th, another principal criminal, Chen Yonglong, was arrested in Jinan city. After the trial, people in Qin and Chen Er confessed that Wang Xuexiang and Li Long had said that someone wanted to buy a boy, so they took the boy Cui away. The task force immediately rushed to surabaya county to capture Wang Xuexiang, and then went to a construction site in lai shan, Yantai City to capture Li Long. On April 8th, the task force captured Chen Qingzhu and Zhao Na, who bought children, in a rented house in surabaya county City, and rescued the robbed baby boy. On April 9, when the police of the task force returned the baby boy Cui to his biological parents, thousands of people set off firecrackers and lined the streets to welcome the stolen baby home. The scene was very touching.

　　Public security organs in Cangzhou, Hebei Province cracked a series of cases of baby robbery.

　　In the early morning of December 29th, 2008, four masked men broke into Zhao’s home in Qiqiao Town, Botou City, Cangzhou, with knives, and took away the cash 150 yuan and Zhao’s granddaughter under one year old. This case was listed as the second case supervised by the Ministry of Public Security in 2009. In the early morning of March 19, 2009, several masked men broke into He’s home in Yanshan County, Cangzhou City, robbed a mobile phone with a knife and took He’s 1-year-old son away. After the incident, the public security organs in Cangzhou set up a task force to investigate two cases.

　　On April 9, after the Ministry of Public Security deployed the national video teleconference on the special action of abduction, the Hebei Provincial Public Security Department conscientiously implemented the deployment of the Party Committee of the Ministry of Public Security. The leaders in charge of the ministries and agencies directly organized and studied the case, and the Criminal Investigation Bureau of the ministries and agencies sent a deputy director to Cangzhou to supervise. The Cangzhou Public Security Bureau mobilized elite forces to tackle the problem with all their strength. After unremitting efforts, five suspects, including Pang Yunfeng, Ge Yangyang, Cai Wenlong, Zhou Jianping and Li Jingtong, were finally arrested on April 13. After examination, in the early morning of December 29, 2008, Pang Yunfeng and other four people broke into the baby girl with a knife and sold it to Tianjin. In the early morning of March 19, 2009, Pang Yunfeng and others took the baby boy with a knife and sold it to Cang County. The project police immediately rescued two babies safely and returned them to their biological parents.

　　During the review process, the task force successively captured another seven members of the gang. After examination, since November 2008, the gang has committed more than 50 crimes of blocking roads, burglary, murder, rape, theft, robbery and injury in Shandong and Hebei, involving more than 600,000 yuan.

　　The investigation of the case is under intense progress.

Editor: Yan Bin

Author Wu Shixue

Edited by Wu Shixue and Michelle ChenMiao

Opening:

On December 4, 2019, the first "China Kangyang 30 People" Forum was held. Gao Jianguang, director of the Capital Utilization Supervision Department of the Insurance Company of the Ministry of Finance of China Banking and Insurance Regulatory Commission, China, revealed that by the end of September this year, 10 insurance institutions including China Life Insurance, Taikang Life Insurance and Taiping Life Insurance had invested in 47 community projects for the aged, which were distributed in 20 provinces and cities such as Beijing, Shanghai, Hainan, Jiangsu, Guangdong and Anhui, with a total bed size.

At the same time, the total amount of insurance funds invested in private equity investment funds in the upstream and downstream medical and health industries of pension and pension industries has reached 234.782 billion yuan.

According to the Report on the Development Model and Practice of Long-term Care Insurance in China issued by CPIC Allianz, it is estimated that the market size of China’s pension real estate will reach 7.7 trillion yuan in 2020 and 22.3 trillion yuan in 2030.

Three large insurance companies: China Ping An, China Taiping and Taikang Insurance invested more than 41 billion yuan in the field of pension real estate. Insurance companies such as China Life Insurance, China Pacific Insurance, New China Life Insurance, Sunshine Life Insurance, Hezhong Life Insurance, Qianhai Life Insurance, Evergrande Life Insurance, Junkang Life Insurance and Renhe Life Insurance have also announced or substantially intervened in the investment in the old-age community, and the total investment and planned investment has exceeded 100 billion yuan.

It can be seen that since 2006, insurance companies represented by Hezhong and Taikang entered the pension industry, the natural complementary gene of insurance+pension has been fully verified, and the insurance department has become one of the important forces participating in the investment+operation of the pension industry, and more innovative models will be born in the future.

This time, AgeLifePro will systematically review the motivation, participation mode, development process and future trend of insurance companies participating in the pension industry, hoping to bring some valuable reference to the pension industry.

catalogue

First, why do insurance companies have laid out old-age care?

Two, six innovative models of insurance companies participating in the pension industry

Third, the development process of the insurance company’s layout pension

Fourth, the echelon and location layout of insurance companies to develop old-age care

V. Five Future Trends of Insurance and Pension

VI. Insurance+Pension: Pension Layout of 12 Insurance Companies

Seven, insurance companies to develop pension in a variety of ways.

-The full text is 17,145 words-

part1

Why do insurance companies have laid out their pensions one after another?

one

policy support

The policy has experienced a progressive process from caution, to liberalization, and then to rational regulation. In 2009, the China Insurance Regulatory Commission issued the Measures for Insurance Investment in Real Estate and the Measures for Insurance Investment in Equity, which allowed insurance companies to invest in real estate and corporate equity, thus opening the prelude to policies to encourage insurance companies to enter the pension industry.

On November 19th, 2009, with the support of policies, China Insurance Regulatory Commission issued the Notice on Filing Taikang-Pension Community Equity Investment Plan, and approved Taikang to set up a pension community. In 2010, Taikang House was established, which indicated that the policy of insurance investment for the aged really landed.

Figure: Measures for the Administration of the Use of Insurance Funds

After the insurance companies have invested heavily in assets, the policies have become more rational and perfect. On January 24, 2018, the China Insurance Regulatory Commission issued the Administrative Measures for the Use of Insurance Funds (the "Measures for the Use of New Insurance Funds"). The new measures have two new principles: First, the use of insurance funds must be aimed at serving the insurance industry (that is, the well-known "insurance surname"), and second, the use of insurance funds should adhere to independent operation and not be interfered by shareholders in violation of regulations.

In addition, the new measures for the use of insurance funds and the Outline of the 13th Five-Year Plan for the Development of Insurance Industry in China issued by the China Insurance Regulatory Commission also mentioned that insurance funds should be allowed to invest in asset securitization products, broaden the service fields of insurance funds, and innovate the use methods of insurance funds (encouraging the establishment of professional insurance asset management institutions such as real estate, infrastructure and pension, and allowing professional insurance asset management institutions to set up mezzanine funds, merger and acquisition funds, real estate funds, etc.).

2

Focus on the development of insurance companies themselves

1. Investing in heavy assets for the aged can improve the solvency of insurance companies.

In the early days of insurance companies entering the pension industry, the investment speed of insurance companies is very fast. By investing in the pension community, we can evaluate and increase the value, create income on the books and improve the solvency. However, it is worth mentioning that after 2017, due to the control of the proportion and solvency of large-scale assets by the China Insurance Regulatory Commission, the feast of evaluating and increasing the value of insurance companies’ investment in pension communities will no longer be available, and insurance companies will no longer be able to obtain solvency, but will be discounted accordingly.

2. It is conducive to alleviating the pressure of "mismatch between long and short" of insurance funds.

There are abundant insurance funds and a large number of investable assets, but at present, the funds mainly enter short-term investment channels such as bank deposits and government bonds, and the investment channels are relatively single, resulting in a mismatch in the maturity of assets and liabilities. As a comprehensive service industry, providing for the aged needs a certain amount of time to settle the service. Considering the long construction period of the old-age community and apartments for the elderly, it also needs a long-term and stable source of funds. Matching the two can alleviate the pressure of "mismatch between long and short" of insurance funds.

3. Promote policy sales.

Figure: Policy sales of listed companies docking with pension communities

The expiration and renewal of commercial insurance has always affected the stable operation of insurance companies. Insurance companies link insurance products with pension services and pension real estate membership, which can increase the attractiveness of insurance products, form differentiated competition, provide customers with more choices, improve customer stickiness and promote policy sales.

According to the survey of 21st century business herald, in 2019, CPIC issued 7,906 qualification letters for the elderly community; The occupancy qualification of Taiping Pension Community Project drove the initial premium of about HK$ 5.6 billion, and the contribution rate of the initial premium reached 18.8%, which became an important contribution force for Taiping’s life insurance companies to promote the growth of new orders.

4. Extend the industrial chain

The rapid development of the old-age care industry has spawned more and more formats. In addition to large-scale old-age care communities with heavy assets, there are also various lightweight service projects covering all aspects of the lives of the elderly. The distribution of insurance funds for the aged can deepen the existing life insurance customers, create services for the elderly around the whole life cycle, link up with engineering insurance, and link down with medical insurance, nursing insurance, endowment insurance, door-to-door service, etc., and then drive the overall development of the company and provide the comprehensive income of the company.

part2

Six innovative modes of insurance enterprises participating in pension industry

one

Real estate investment model based on old-age community

Since Taikang Home built a large-scale community for the aged (CCRC) on a large scale, this model has also become the "correct" idea for insurance companies to intervene in the elderly. This model is based on real estate, and only with the right to use or property rights of real estate can we get the corresponding pension services.

This investment model attaches great importance to asset layout, which can give full play to the comprehensive advantages of insurance companies and integrate development, investment and operation. At the initial stage of entering the pension industry, it was favored by some head insurance companies.

Under the old-age real estate model, the elderly can live in by paying a deposit and a monthly fee, or they can become members, or they can buy relevant insurance products to lock in the right to live in the old-age community in advance. Union Life’s insurance policy+physical endowment insurance plan, Taikang’s "Happiness with a Contract" insurance product innovatively links virtual insurance products with physical communities.

While Taikang, Taiping and China Life successively built large-scale old-age care communities and sold the right to use them, Ping An Real Estate Co., Ltd. also launched the first old-age care project that can sell property rights in Tongxiang City, Zhejiang Province.

In addition to the typical CCRC product types, everyone insurance cooperates with BTG to build an urban pension complex by means of light asset leasing; New China Life Insurance transformed its office building into an apartment for the elderly and a rehabilitation hospital, which means that insurance companies have begun to cover the "urban institutional pension scene".

2

The service mode of going deep into the scene of community home-based care for the aged.

This model mainly provides old-age services for the elderly at home in the community. Insurance companies take advantage of their abundant policy information to provide corresponding intermediary services and charge relevant intermediary fees. This model has a good development prospect in the future under the overall situation that community homes occupy the mainstream of old-age care in China.

Because insurance companies only appear as service intermediaries or traffic platforms in this mode, the investment is light, and large, medium and small insurance companies can participate.

Photo: Love Life "Love+Home Care Service Plan"

Love Life launched the industry’s first "Love+Home Care Product Plan" and became a leading explorer in the field of home care. This product includes a complete set of home care service system and builds an efficient service platform. Combining medical care with nursing care, through the "1+N" consulting professional service, we can solve the comprehensive needs of medical care, pension, nursing and rehabilitation in one stop.

In the early days of entering the old-age care industry, Taikang also took community home-based care for the elderly as the entry point. In January 2008, Taikang Home Wangjing Senior Club officially opened, but this exploration was unsuccessful, which eventually prompted Taikang to choose the heavy asset CCRC model.

three

Establish a professional endowment insurance institution

Since the establishment of the first pension insurance company in December 2004, there are currently nine professional pension insurance institutions in China, namely, caring for the elderly, China Life Pension, Taiping Pension, Yangtze Pension, Taikang Pension, Ping ‘an Pension, Xinhua Pension, Everyone Pension and Hengan Standard Pension, all of which were initiated by medium and large insurance groups.

The core business of pension insurance companies can be divided into trust-based asset management business and contractual commercial insurance business. Trust-based asset management business mainly includes enterprise annuity, occupational annuity, pension products, old-age security management products and third-party asset management business (issuing insurance asset management products and conducting fund management in special accounts of third-party institutions). Contractual commercial insurance business mainly includes health insurance, accident insurance and pension insurance. The specific business situation varies depending on the business development path of each insurance company.

four

Innovation of financial products for the aged

Figure: China’s three-pillar pension system

This model fits the insurance company’s industry. On the one hand, insurance companies can enrich the supply of commercial endowment insurance products and meet the differentiated endowment insurance needs of customers. Support qualified commercial insurance institutions to actively participate in personal tax deferred commercial pension annuity insurance and innovate housing reverse mortgage pension model. Happiness Life Insurance and People’s Life Insurance both operate reverse mortgage insurance business for personal housing pension.

On the other hand, participate in long-term care insurance. At present, the policy is vigorously encouraging commercial insurance to enter the field of nursing insurance. With the gradual expansion of the pilot scope of the long-term care insurance system, commercial insurance companies can play more roles in the future, and work with the government, individuals and other relevant parties to open up the payment system and promote the development of community embedded institutions. Taikang, China Life Insurance and Qianhai Life Insurance all participated in or calculated to participate in the field of long-term insurance.

five

Construct an ecological circle of insurance+medical care+pension

In this mode, insurance companies often pay attention to medical investment, and give full play to the comprehensive advantages of insurance, medical care and service from both online and online perspectives, so as to build a service ecosystem and realize the closed-loop business of B2B2C, in which pension is an important part.

Figure: Ping An Health Care Service Chain

Ping An has created an "insurance+health care" ecosystem, striving to achieve an online+offline health ecosystem of "upstream health prevention, midstream economic compensation and downstream medical services", and provide customers with life-cycle health management and medical services.

Photo: Pacific Insurance "Insurance+Health+Pension" Ecosphere

Similarly, one of the important directions of CPIC Pension Transformation 2.0 is to build an "insurance+health+pension" ecosystem. Among them, "Pacific Insurance Blueprint" medical service, "Pacific Insurance Wonderful Health" health interaction plan and "CWI Health Examination Center" constitute the "insurance+health" ecosystem; Through its life insurance companies, pension investment companies, Yangtze River pension, and cooperation with Pacific Oubaoting and third-party service providers, it constitutes an "insurance+pension" ecosystem. These two ecological circles can cooperate with the main insurance industry and realize ecological integration.

Sunshine Life Insurance and Qianhai Life Insurance respectively invested in the establishment of Sunshine Fusion Hospital and Guangzhou General Hospital of Qianhai Life Insurance, believing that there will be a further layout in building a healthy ecosystem in the future.

six

Underwriting comprehensive liability insurance for pension institutions

The daily operation of old-age care institutions will face various risks, and building a sound risk prevention and control system has become an important part of the smooth operation of old-age care institutions. Especially for some large-scale old-age care institutions, asking professional insurance companies to design relevant risk protection products can effectively avoid losses and prevent accidents.

According to the Notice of Beijing Civil Affairs Bureau on Relevant Matters Concerning the Implementation of Comprehensive Liability Insurance for Aged Services (J.M.F.F. [2012] No.424), in September 2012, People’s Insurance Company, Ping ‘an Company and China Life Company became comprehensive liability insurance underwriting companies for aged services in Beijing through government bidding.

part3

The development course of insurance enterprises’ layout pension.

one

Review of the course of insurance enterprises building old-age community

2006-2012: Reference and Exploration Stage

Taikang, Hezhong, China Life Insurance and other insurance companies have visited the United States and Japan to inspect the operation experience of mature old-age communities and explore the construction and operation methods of old-age communities. In November 2009, Taikang Life Insurance took the lead in obtaining the permission of the China Insurance Regulatory Commission to obtain the pilot qualification of investing in the old-age community.

2012-2015: Initial stage of construction

The idea of insurance companies investing in the old-age community has become clear, and the old-age communities invested by insurance companies such as Taikang, Xinhua, Hezhong, Ping An and Taiping have been opened one after another.

In June 2012, the foundation stone was laid for "Taikang House-Yanyuan";

In June 2012, the foundation stone was laid for Xinhua Life Insurance "Xinhua Home" in Beijing;

In September 2012, the "Comprehensive Service Community for Health Care and Pension" invested by Ping An Life Insurance Company of China landed in Tongxiang, Zhejiang;

In October 2013, Hezhong Life Insurance established the first insurance pension community in China-"Wuhan Hezhong Younian Life Pension Community";

In October 2014, the foundation stone of "Wutong Family" of Taiping Life Insurance was laid in Shanghai …

2015-present: accelerate the layout stage

Insurance companies have accelerated the layout, more insurance companies have joined, and they have participated in the old-age care in different cities across the country in two ways: heavy assets and light assets.

By 2020, Taikang has laid out key provinces and cities in China, covering 22 cities in the core areas such as Beijing-Tianjin Wing, Yangtze River Delta, Guangdong-Hong Kong-Macao Greater Bay Area, Southwest China and Central China, among which 7 communities have opened, forming a chain operation trend in the east, west, north and south of the country;

China Life has the layout of Guoshou Jiayuan Yunjing (Beijing), Yijing (Tianjin), Lejing (Tianjin) and Yajing (Suzhou), and it also has two home-based retirement projects: Guoshou Kang Xin Community Yikang Home and Guoshou Fubao Community Yikang Home.

Taiping Life Insurance’s old-age community, Shanghai Taiping Wutong Family and Taiping Town Haitang Family, has now opened. In addition, Taiping cooperation projects include Shanghai Happy Home, Ningbo Xingjian Lanting, Dalian Yifang Yijinghui, Kunming Ancient Yunnan Famous City, and Beijing Contemporary Time;

The layout of China Pacific Insurance includes Chengdu International Support Community, Hangzhou International Support Community and Dali International Music Support Community. These three projects have all started, but they have not yet opened …

In addition, insurance companies such as Junkang Life Insurance, Tongfang Global Life Insurance, China Insurance, PICC Life Insurance and Guohua Life Insurance also began to provide for the elderly through investment or cooperation during this period.

2

The insurance companies formally laid out the time point for providing for the aged.

Judging from the time when the insurance companies formally laid out the old-age pension, most of the insurance companies that entered the old-age pension in the early days were large-scale insurance companies, and most of them laid out heavy assets. With the development of time, more and more small and medium-sized insurance companies are also involved in the cause of providing for the aged, and the old-age projects under construction have also changed from CCRC to apartments for the elderly to community home services. In addition, the way insurance companies participate in providing for the aged is more flexible and diverse.

part4

The echelon and location layout of insurance companies to develop old-age care

one

Layout of the four major insurance company echelons for the aged

Looking at the layout of these insurance companies, we can find that they have shown four echelons:

The first echelon is Taikang, Taibao and China Life, which have a clear style of play. Investing in the community for the aged with heavy assets has achieved remarkable results, insisting on the initial intention to continue the national layout, and attaching importance to the combination of medical care and rehabilitation nursing resources allocation.

The second echelon is Taiping and Hezhong. From the original intention to build their own old-age communities in many cities, they finally chose to change from heavy to light, and retreat to advance by means of equity cooperation and acquisition of nursing homes, which can not only reduce the "heavy", but also cut into the key areas of the old-age industrial chain and play an important role in the old-age market in the future.

The third echelon, represented by Xinhua and Ping ‘an, has long been laying out the old-age care and has certain strategic plans, but it is in a state of shallow taste and cautious wait-and-see for the development of old-age real estate.

The fourth echelon is represented by less well-known insurance companies such as Happiness Life Insurance, China Insurance, Love Life Insurance, Guohua Life Insurance, etc. Its mode of developing old-age care is extremely light, and it is innovating and exploring in a certain field. At present, it is mostly in the initial stage of old-age care.

2

The layout of insurance enterprises and the national and urban layout of providing for the aged

　

1. National layout

From the nationwide layout, Taikang Life Insurance, China Pacific Insurance, China Life Insurance and Hezhong Life Insurance are all based on the whole country, mainly CCRC.

Among them, Taikang Life Insurance has formed a nationwide chain layout, linking 22 cities, with the earliest and most perfect layout.

At present, the community under China Pacific Insurance is still in the process of preparation, which is firmly carried out in accordance with the layout of "East-West Progress, North-South Echo, National Layout and All-Age Chain", and has formed a trinity product system of "suburban support (middle-aged elderly people aged 70-79), living and enjoying (young elderly people aged 50-69) and urban support (over 80)".

China Life has implemented the "three points and one line, evergreen all the year round" pension industry layout, and some of its pension projects are still slowly advancing.

From the beginning, Union Life planned to deploy in second-tier cities nationwide, and finally contracted its strategy. At present, its main projects are located in Wuhan, Shenyang and Nanning, and some private nursing homes have been acquired in the Yangtze River Delta.

Different from the national layout of the above four insurance companies, Taiping Life Insurance has established itself in the Yangtze River Delta, and gradually cooperated with neighboring projects such as Ningbo and even the whole country, such as Dalian, Kunming and Shenzhen, from Shanghai to the whole country. Shouhou Everyone, New China Life Insurance and Sunshine Insurance occupy the layout of pension projects in Beijing. Qianhai Life Insurance started from Shenzhen, and will have strategies in Xi ‘an, Nanning, Chengdu and Hainan in the future.

Photo: Everyone’s insurance travel series

Considering the development of the residence market, cities such as Sanya, Dalian, Kunming and Hangzhou are also favored by insurance companies. Insurance companies such as Taikang, Taiping and Hezhong, which have laid out national pension projects, can develop their residence business with the help of pension projects laid out in cities across the country. There are also some insurance companies that have plans to lay out their travel business, such as the travel series products that everyone intends to develop.

2. Urban location layout

In terms of urban location layout, from June 2012, when the foundation stone was laid for Yanyuan, the first old-age care community in Taikang, Beijing, insurance institutions started to build large-scale high-quality old-age care communities in the suburbs, entered the urban areas, and successively laid out some high-quality old-age care institutions. At present, insurance companies such as China Life Insurance, China Pacific Insurance, New China Life Insurance, and Everyone Insurance have all set up pension institutions in urban areas, thus forming a "urban+suburban" product line with full coverage.

According to Litwak, an American scholar, proper service provision for the elderly needs to go through three stages: when the health of the elderly is good, it is most beneficial to live in a community with homogeneous age; When the elderly are disabled, it is most beneficial to live in an age-homogeneous community near their children’s residence; When the degree of disability of the elderly develops to the point where they need 24-hour care, living in a nursing home is the most beneficial.

In the early days, Taikang Insurance, China Life Insurance, China Pacific Insurance, New China Life Insurance, Taiping Life Insurance, China Ping An, Hezhong Life Insurance, Junkang Life Insurance and other large and medium-sized insurance institutions laid out large-scale pension communities in the suburbs as standard. Nowadays, more and more insurance institutions have laid out pension communities in urban areas, such as:

The scheme of "one city chain 1+1" designed by Taibao Jiayuan. That is, the younger elderly can live in the Dongtan Retirement Center of Taibao Home in Chongming for a short time; Middle-aged self-care elders can live in Dongtan Retirement Center for a long time; The elderly with disabilities can be referred to Putuo Kangyang Community through the internal passage of Taibao Home to receive professional care services combining medical care and nursing, and to facilitate relatives to visit nearby;

Everyone’s insurance officer announced the layout mode of "providing for the aged in the heart of the city". At present, there are three old-age care communities located in the urban area of Beijing. In the future, we will start with light assets and lay out high-quality old-age care communities in the core area of the city, which are close to medical care, children and fireworks. "Close to the top three hospitals" will be the primary consideration for the location of old-age care communities;

New China Life Insurance transformed the office building of Liuliqiao in Beijing West Third Ring Road into a high-end nursing home with rehabilitation hospital;

China Life piloted the "Yikang Home of China Life Fubao Community" in Shenzhen.

part5

Prospect of the future trend of insurance+pension

one

Stones from Other Mountains —— American Experience

Figure: Classification of old-age communities according to different service types.

According to the experience of the United States, according to the different clients, the community for the aged can be divided into six types: active elderly community (AAC), independent living community (IL), assisted living community (AL), professional nursing community (SNF), memory nursing community (MC) and continuous care community (CCRC). It can be seen that with the gradual decline of the self-care ability of the elderly, the types of services they need are more and more professional, and the requirements for the residential community are getting higher and higher, especially the ability of professional care and medical treatment.

Figure: American pension real estate operation mode

American pension real estate involves investors, developers and operators, who form a complete market-oriented system of financing, construction and operation. Among them, the project manager is separated from the holder. The mainstream investor is Real Estate Trust Fund (REITs), which is responsible for raising funds for the development and operation of the project. Developers are responsible for planning and developing pension real estate projects, and operators operate and manage well-developed projects.

Operators adopt two ways for the project. One is the net lease mode, in which REITs companies rent the property to operators, and the operators charge a fixed rental fee every year, and the operators bear the direct operating expenses, community maintenance fees, taxes, insurance fees, etc. The second is the entrusted management mode, in which REITs entrusts its properties to operators, and the operating costs and income are attributed to REITs.

In addition to REITs model, American pension communities can be divided into two different types according to the developer-led or operator-led: one is the developer-led Sun City model, which is aimed at active health of the elderly aged 55-70 and led by real estate developers, and can recover investment and generate profits through the sale of pension concept houses; The second is the CCRC model led by operators, which takes the form of renting to serve three types of elderly people: self-care, intermediary assistance and intermediary care, and only provides real estate lease rights and service enjoyment rights.

Excerpt from "2020 Senior Housing Outlook Report"

According to the "2020 Senior Housing Outlook Report" published by SHN, in 2020, Private equity, public REITs(Private REITs, Institional institutions, etc. are all buyers of housing for the elderly.

At the same time, the financing sources of American housing for the elderly have expanded, and both Private equity and Bank/Finance company have played a great role in the financing of housing for the elderly.

2

Five Future Trends of Insurance Companies’ Pension Development

Compared with the experience of American pension housing, it is found that the development, investment and operation of China’s pension market are still not very mature. In the past few years, the entry of some large insurance companies and real estate companies has promoted the rapid development of the pension market, but various market participants have not formed a clear division of roles, and many enterprises are integrating investment, development and operation. Until these years, this situation has changed, and there have been more cases of division of labor and cooperation based on their respective professional fields.

Photo: Taiping Life Insurance official website-Taiping Enjoy Home

For example, Taiping Life Insurance has only built Shanghai Wutong Family and the newly opened Sanya Begonia Family. The rest of the projects, such as Shanghai Happy Home, Ningbo Xingjian Lanting, Dalian Yijinghui, Kunming Ancient Yunnan Famous City, Beijing Contemporary Time Li, Suzhou Hecheng and Hangzhou Langhe International Medical Center, are all strategic cooperation projects.

In 2017, Taiping Life joined hands with a third-party organization to launch Taiping Life’s community brand-Taiping Lexiangjia. According to the plan, in the future, at least 16 cities across the country will match the resources of Taiping Lexiang Family Pension Community. Under the unified brand management, all communities in Taiping Lexiangjia carry out standardized management and formulate reasonable and consistent marketing, check-in and check-out procedures. At the same time, the community can also jointly carry out residence business.

In addition, the designated cooperative units of Taiping Life Insurance’s pension service experience include: Yuenianhua Support Center (Shenzhen), Runhua Songhe Support Center (Shenzhen) and Zangmashan Support Community (Qingdao). This mode of cooperation can further make up for the shortcomings of insurance companies in the urban distribution, scale, type and location of pension projects, and provide customers with more choices.

Take China Life as an example. At present, China Life’s community project for the aged is progressing relatively slowly, but it has made some efforts in the field of community home. On December 29th, 2020, the first comprehensive community service center for the aged in Yantian District, which was jointly established by Yantian District Government and China Life Insurance, officially opened. So far, China Life’s community home-based care projects have included: Yikang Home in Fubao Community, Yikang Home in Kang Xin Community, Yuexiang Center in Yantian District, and Youxiangjia Health Care Center in Luohu District under construction.

In addition, Bohai Life Insurance, Tianjin Daji Development Co., Ltd. and Beijing Yangzheng Investment signed a strategic cooperation on the "Home-based Care for the Aged" project in China Jihai Shipping City, Tianjin.

According to the development of the old-age community over the years, zhang yi, vice president of Junkang Life Insurance and general manager of the Health Industry Division, summed up these stages:

Among them, in the "1.0" stage, the property of real estate is stronger, and the procedure is usually in the form of property rights sales of real estate developers and basic old-age services provided by third parties;

The "2.0" stage is a relatively mainstream format with the concept of CCRC in the current market, that is, providing relatively standardized high-quality catering, medical care, care and entertainment services for the elderly in large communities;

In the future "3.0" stage, it will become a trend to realize customization and meet individual needs through science and technology. Specifically, through data mining and intelligent analysis, we can build intelligent systems including smart home, face recognition, mobile housekeeper, vital signs detection, cloud health detection, telemedicine, etc., and provide high-quality and personalized health services and living environment for the elderly through big data analysis.

Figure: Maimai Smart Pension Solution

Therefore, in the future, smart devices and technology will empower the elderly on a larger scale, and insurance companies should also be prepared for this.

On the other hand, insurance companies can also introduce some innovative practices from the main business of insurance, and provide feasible reference ideas for the innovative development of insurance and finance.

Zhu Junsheng, a researcher at the China Insurance and Pension Research Center of Tsinghua University Wudaokou Finance College, said in an interview: "With the increase of the aging population, people’s attention to risks is increasingly shifting from the risk of death to the risk of survival, and more and more attention is paid to old-age care and health … Commercial health insurance and old-age insurance can play a greater role in multi-level medical care and old-age security system."

Figure: Health insurance

As early as 2018, Ping An Insurance launched the first flagship product for the elderly group in its official APP Ping An Health: Ping An I Kangbao Geriatric Care (three-high version), which guarantees "accidental hospitalization+cancer hospitalization" and the insurance age is open to 70 years old, covering the three-high population of "hypertension, hyperlipidemia and hyperglycemia". And such insurance products for the elderly will be more and more.

All the above cases indicate that in the process of developing old-age care, insurance companies have formed five development trends:

1. Pay more and more attention to the direction of light assets, community home and inclusive old-age care, and be more rational and diversified in the layout of old-age care. And more and more emerging insurance companies can also intervene in the cause of providing for the aged in the form of light asset cooperation.

2. Considering the overall situation of home care and community care market, "light assets+heavy services+insurance products" may become a breakthrough point for insurance companies to realize profits in the field of pension real estate. Leaving aside the construction of large-scale old-age communities, insurance companies have a lot of room for innovation in traditional life insurance, long-term care insurance and personal commercial old-age insurance products. If they are matched with community home-based old-age care services, they can further expand the market.

3. With the country giving more support and encouragement policies to the financial innovation of insurance, in the future, insurance participation in pension can amplify the financial attributes of insurance, carry out financial innovation for C-end, and design insurance+pension products with the idea of "combining consumer insurance with savings insurance".

4. Smart devices and technology will empower the elderly on a larger scale. Insurance companies should increase investment in science and technology, break through the "fence" of communities and nursing homes, and provide accurate and thoughtful services for more elderly people with pension needs.

5. Union Life has started to deploy overseas in the industry, and I believe that more insurance companies will participate in it in the future. Foreign pension enterprises are more mature and have a lot of high-quality and cheap assets, which are worth investing by China insurance companies. Moreover, with the hot development of residence, including foreign travel routes will be more popular with customers.

part6

Insurance+Pension: Pension Layout of 12 Insurance Companies

After combing the history of insurance companies’ pension development, AgeLifePro also counted 12 insurance companies with pension projects, and their corresponding pension brands and strategic plans:

one

Taikang Life Insurance Co.,Ltd.

Pension business product line

1. The product plan of the happiness contract endowment insurance;

2. Taikang House (CCRC).

Asset type

1. Emphasis on asset layout, self-built and self-operated, with a total investment of more than 20 billion yuan;

2. It has the first-Mover advantage, the firmest strategy, the closest pace, the largest investment and the largest number of policies sold.

profit model

Insurance+asset management+operation.

Pension project

Figure: Taikang’s national layout

List of Taikang Community (with ★ indicating that the community has opened)

Charging mode

1. Happiness has an old-age insurance plan, and you can stay in the old-age community after paying a premium of 2 million yuan;

2. Insurance (premium over 2 million)+deposit (200,000 entry fee +120/180/360 Le Tai card)+monthly fee mode.

medical service

1. Self-built hospitals: equipped with secondary rehabilitation hospitals, of which the rehabilitation hospitals in Yanyuan, Shenyuan, chu garden, Yueyuan, Shuyuan and Wuyuan have been put into operation, and the hospitals in Beijing, Shanghai, Guangzhou and Chengdu have been included in the designated medical institutions for medical insurance, and they can enjoy medical insurance reimbursement for medical treatment;

2. Medical resources: build an international standard tertiary general hospital, Taikang (Nanjing) Xianlin Gulou Hospital, Taikang Tongji (Wuhan) Hospital, Taikang Southwest Medical Center (to be established), Taikang Shenzhen Qianhai International Hospital (to be established), Taikang Ningbo Hospital (to be established) and Taikang Baibo Dental;

3. Cooperate with many well-known domestic 3A hospitals to realize two-way referral, green channel, telemedicine and expert consultation services.

2

China Life Insurance

Pension business product line

1. Community for the Aged (CCRC);

2. Community home-based care for the aged;

3. Living.

Asset type

By the end of 2017, the investment scale in the health and old-age care industry was nearly 25 billion yuan, with emphasis on asset layout and self-construction, which was steady and steady.

profit model

Great asset management, great health and great old-age care.

Pension project

Photo: Guoshou Jiayuan

List of China Life Pension Projects (with ★ indicating that the community has opened)

Charging mode

1. The mode of "deposit (100,000 yuan)+Jiayuan card (90/150/1.8 million yuan)+monthly fee" is adopted for the pricing of self-care area;

2. The nursing area adopts the model of "deposit+monthly fee".

medical service

In addition to providing medical resources in the community and providing 24-hour medical security, it also cooperates with nearby 3A hospitals to open green channels.

three

Taiping life insurance

Pension business product line

1. Taiping Life Insurance Personal Tax Extension Pension Insurance (2018);

2. Community for the Aged (CCRC).

Asset type

1. Shanghai Wutong family invested nearly 4 billion yuan, self-built and self-operated;

2. We are accelerating cooperation with other pension institutions and integrating resources extensively.

profit model

Create a closed-loop service in the whole life cycle from health management and pension industry, and form an industrial ecological chain of "insurance+health+medical care".

Pension project

Figure: Layout of Taiping Life Insurance Pension Project

Taiping Happy Family Pension Project includes: Shanghai Wutong Family, Shanghai Happy Home, Ningbo Xingjian Lanting, Dalian Yijinghui, Kunming Ancient Yunnan Famous City, Beijing Contemporary Time Li, Suzhou Hecheng, Sanya Haitang Family and Hangzhou Langhe International Medical Center, all of which have been opened.

Most of these pension projects are cooperative projects. Only the Shanghai Wutong Family Project is self-built and self-operated. The project covers a total area of 280 mu, with more than 1,500 healthy and energetic apartments for the elderly and nearly 900 beds for rehabilitation and nursing, which can serve about 3,500 elderly people by then.

The designated cooperative units of Taiping Life Insurance’s pension service experience include: Yuenianhua Support Center (Shenzhen), Runhua Songhe Support Center (Shenzhen) and Zangmashan Support Community (Qingdao).

The Wenjiang project in Chengdu is about to land, and projects in Zhuhai and Nanning are also being actively promoted.

Charging mode

1. Purchase insurance products linked to the Wutong family community, and you will be eligible for occupancy if the premium is more than 2 million yuan; Directly purchase the community membership of Wutong family, and pay monthly after check-in;

2. Deposit+monthly fee.

Number of existing beds

Shanghai Wutong family has 288 beds.

medical service

1. Shanghai Taiping Rehabilitation Hospital has been completed;

2. The Wutong family is close to Zhangjiang Science City, which is a new comprehensive medical park integrating "medicine, teaching, research and production" and is rich in surrounding medical resources;

3. Cooperate with hospitals around the community to get through the green channel.

four

China Pacific insurance

Photo: layout of old-age care in Taibao home

Pension business product line

The trinity product system of "supporting the elderly in suburban areas (middle-aged people aged 70-79), living and enjoying (young people aged 50-69) and urban health care (over 80 years old)".

Asset type

1. Pay attention to the investment in assets, give full play to the advantages of backwardness, have a clear strategy and a clear style of play;

In 2.3-5 years, the initial investment will be 10 billion yuan, and 8,000-10,000 sets of high-end pension apartments will be expanded, with 10,000-12,000 beds.

profit model

Comprehensive solution of "insurance products+community for the aged+professional services".

Pension project

medical service

Docking local medical resources and cooperating with surrounding hospitals.

five

Everyone insurance

Pension business product line

1. Community for the Aged (CCRC);

2. Community embedded nursing station.

Asset type

Give priority to light assets.

profit model

1. Create the mode of "providing for the aged in the city" and explore the mode of "nursing station" embedded in the community;

2. Relying on the unique overseas pension license of Everyone Insurance Group, we will lay out our capabilities around four aspects: "operation, nursing, medical care and informatization" and integrate and export pension operation services and brands.

Pension project

Figure: The first thick pension project for everyone

1. The building area of Shouhou Dajia Chaoyang Community is 40,000m, with 230 beds;

2. Shouhou Friendship Community has 545 beds;

3. Fuwai Community for the Aged and the first embedded nursing station in the community are under construction, which can provide more than 1,500 beds.

Charging mode

1. The membership mode is between 1.9 million and 2.6 million;

2. The monthly fee is 15,000-22,000 yuan/month.

medical service

Create a graded diagnosis and treatment service system, including four-tier service settings: medical institutions in the community, remote consultation of Internet hospital experts and remote distribution of drugs, nearest service of 3A hospitals, high-end physical examination and overseas diagnosis and treatment.

six

Union life insurance

Pension business product line

1. Community for the Aged (CCRC, AAC);

2. Physical old-age security plan-buy union insurance and live in an old-age community;

3. Living and supporting the elderly.

　

Asset type

1. Build a community for the aged with heavy assets and invest 26.8 billion yuan to build projects in Wuhan, Hefei and Shenyang;

2. Investing in light assets to acquire pension communities at home and abroad.

profit model

Invest, run the community, and cooperate with the third party to carry out living and providing for the aged.

Pension project

Figure: Hezhong Pension Health Industry Layout (taken in 2015)

1. Hezhong Younian Life Wuhan Community is the first pension community invested and operated by an insurance company in China, with a construction area of 1.6 million m, 600 CCRC beds and about 1,000 AAC (Active Elderly Community) units, which can accommodate 3,000 people;

2. Hezhong Younian life Nanning community can accommodate 2000 people;

3. Hezhong Younian Life Shenyang Community can accommodate 559 people;

4. Invest and acquire 56 pension communities at home and abroad.

Charging mode

1. Policy+physical endowment insurance plan, you can stay in the old-age community by paying 500,000-750,000 yuan;

2. Deposit+monthly fee mode;

3. You can enjoy the service of living and providing for the aged by purchasing the old card for excellent years.

medical service

Construction of medical rehabilitation centers, medical and health service centers, and docking with local medical resources.

seven

Qianhai life insurance

Pension business product line

1. Establish a happy home for the elderly;

2. Combination of medical care and nursing: set up a medical and health management center, link high-quality domestic medical and nursing resources, operate a medical and nursing combination project, and form a national medical and nursing network;

3. Carry out old-age care services for migratory birds.

Asset type

The hospitals and nursing homes under Qianhai Life Insurance are self-built and self-operated, creating a precedent for the insurance industry.

profit model

Establish a service system of "insurance+pension+medical care" to link medical care services with insurance business.

Pension project

Photo: Qianhai Life Insurance Shenzhen Happy Home

1. Shenzhen Happy Home Nursing Home is a pension project fully invested and operated by Qianhai Life Insurance Co., Ltd., covering an area of 10,860m2, with a total construction area of 33,400m2 and more than 500 planned nursing beds;

2. Plan to invest in the construction of many hospitals, outpatient departments and comprehensive pension apartments in Guangzhou, Nanning, Xi ‘an and Shaoguan.

Charging mode

1. Buy insurance to stay in the community;

2. Deposit+monthly fee mode.

medical service

1. There is a health management center in the nursing home of Happy Home, equipped with a professional health management team;

2. Established the Guangzhou General Physician of Qianhai Life Insurance, and will also build a medical cooperation station with Baoan District People’s Hospital to jointly build a comprehensive diagnosis demonstration model for senile diseases and build a family bed demonstration base;

3. Cooperate with Shenzhen Hospital of Southern Medical University and other hospitals to open a green medical channel.

eight

Junkang China life

Pension business product line

Four product lines with Kangyang Community, Kangyang Hotel, Kangyang Center and Health Resort as the core have been constructed.

Asset type

Combining light and heavy, it is estimated that the total investment will be more than 7 billion, and the company will hold and operate for a long time after the community is completed.

　

profit model

Integrating insurance products, community pension, medical care and health management services, the insurance products focusing on old-age care supporting Junkang Nianhua Kangyang Community are composed of Junkang Happiness Annuity Insurance (dividend-sharing type) and Junkang Premium Account Annuity Insurance (universal type).

Pension project

Photo: Junkang Nianhua Pension Community

There are Junkang Beijing Nianhua shunyi new town Kangyang Community and Junkang Nianhua Shanghai Minhang Pujin Kangyang Community. More than 2,500 living units are planned and constructed, which will be held and operated by the company for a long time after completion.

Charging mode

Customers who purchase the "Junkang Happiness Lifelong Pension Plan" with a premium of 2 million will enjoy the guaranteed right to stay in Junkang Nianhua Kangyang Community and enjoy the preferential price policy for staying in the community in the future.

medical service

Cooperate with neighboring hospitals.

nine

Sunshine insurance

Pension business product line

1. Take home care and pension operation services as the main body, and build a "four-in-one" pension model of "home, community, institution" and Internet;

2. Establish Sunshine Yikang Pension Service Co., Ltd. and Beijing Yihe Tianxiang Pension Service Co., Ltd..

Asset type

Light assets.

Pension project

Photo: Sunshine Family Guangzhou Kangyang Community, which was put into operation on December 24, 2020.

1. Sunshine Yikang Pension Service Co., Ltd. has jurisdiction over Yikang Home Tiantongyuan Store, Sunshine Jishan Maintenance Center and Xinhu Sunshine Retirement Center (public and private);

2. Beijing Yihe Tianxiang Pension Service Co., Ltd. has established three parent care institutions in Beijing, Dashilan Pension Care Center, Sunshine Li Elderly Care Home and Sunshine Family (Guangzhou).

Charging mode

Deposit+monthly fee mode.

medical service

Medical care stations are set up in the hospital of the institution to connect with local medical resources.

10

Xinhua insurance

Pension business product line

After four years, three typical projects have formed a multi-product pension industry layout that combines suburbs and echoes the north and south, covering three product lines: rehabilitation care, continuous care and old-age health care.

Asset type

Heavy asset investment.

Pension project

Photo: Xinhua Home Community

1. Beijing Lianhuachi nursing apartment with 206 rooms and 360 beds;

2. Hainan Boao Leisure and Holiday Pension Community, with about 1,000 rooms in the first phase;

3. An active community for the aged (to be established) in Yanqing District of Beijing, with 1,800 rooms and 3,200 beds planned.

Charging mode

Charge mode of bed fee+nursing service fee.

medical service

1. Establish Xinhua Zhuoyue Health Investment Management Co., Ltd.;

2. Self-built rehabilitation hospitals and institutions have medical offices;

3. Cooperate with neighboring hospitals to open up green channels.

11

Picc life insurance

Pension business product line

CCRC。

Pension project

Photo: People’s Health Care Dalian Yiyuan Pension Community

The first community for the aged-People’s Insurance and Health Care Dalian Yiyuan Community for the Aged and Health Care can provide about 1,100 old-age care/health care units, and 323 old-age care units in the first old-age care area have been officially put into operation.

Charging mode

"Insurance policy+check-in confirmation letter" mode, with priority for paying 450,000 yuan.

medical service

Actively explore the business model of "combining medical care with community+online doctor signing+hospital strategic cooperation", and provide the "combining medical care with nursing care" health care service for the elderly with disease treatment, disease-free prevention and rehabilitation after illness.

twelve

Tongfang Global Life

Photo: Tongfang Global Life joined hands with Tsinghua University Institute of Economics and Management.

Release the survey report of China residents’ retirement preparation index.

Pension business product line

1. Pension apartments, CCRC, and cooperative construction of nursing homes;

2. Cooperate with Tiandi Health City to launch a "self-satisfaction club" medical care solution and create a "pension+medical care+insurance" model.

Asset type

We will introduce a new model of providing for the elderly that integrates "medical care, support and insurance" and "light assets".

Pension project

1. Tongfang Global Life Retirement Paradise project based on pension apartment solution has been completed in Qingdao;

2. Tongfang Global Life Pension Community (CCRC) project will be listed in the near future;

3. Join hands with Hunhe Ruiyi ‘an Nursing Home in Xiangyang, Hubei Province, benchmark the international level, and lock the target customers into those who need immediate care, so as to prepare for the introduction of disability insurance and long-term care insurance;

4. Cooperate with Tiandi Health City (CCRC) to launch the "Self-satisfied Club" medical care solution.

Charging mode

The "Self-satisfied Club" medical care service solution is in cooperation with Shanghai Tiandi Health City, which is of the same origin. Customers can enjoy the exclusive right to use the old-age service apartment after purchasing the designated products of Tongfang Global Life and paying the membership fee.

medical service

Carry out strategic cooperation with Nanjing Tongren Hospital and strengthen the in-depth cooperation between commercial insurance and medical institutions.

part7

Various ways for insurance companies to develop old-age care

1, with the help of the group’s internal resources to build a community for the aged.

This model appeared in the early stage of the exploration of pension real estate. Some large-scale insurance parent groups have diversified business formats, and there are professional real estate companies under them. They often use the internal resources of the group to set up projects for elderly housing, and the successful projects can be sold to the market. In fact, the selling community model is no different from real estate development, which can quickly recover funds and obtain development profits, thus realizing rolling development. However, under this model, it is difficult to guarantee the community’s old-age service.

The "Comprehensive Service Community for Health Care and Pension" built by Ping An Insurance in the early days was developed and constructed in conjunction with China Ping An Real Estate Group, which integrated three product lines: pension apartment, family community and holiday leisure, with a total construction area of 1.5 million square meters.

The project adopts the mode of "both renting and selling", that is, like commercial real estate, property rights can be bought and sold. Member products are operated by Ping An Real Estate, which only rents and does not sell. At that time, this model was the only pension real estate developed in the form of "selling+holding operation" in the financial department.

Figure: Health Valley Member Service System

Evergrande Real Estate, the parent group of Evergrande Life Insurance, has built the Evergrande Health Valley, creating four parks, namely, Yiyang, Changle, Kangyi and Parent-child, providing 852 types of facilities and 867 comprehensive health management services, covering the whole life cycle from pre-pregnancy, infants to centenarians.

At present, the completed Evergrande Health Valley has been sold to the market. It is understood that Evergrande Health Valley will provide health care and old-age care services to customers through the membership mechanism of "rent, purchase and travel". Customers can become members by renting, buying products in Health Valley or traveling and living in Health Valley, and get membership rights such as health insurance, high-end medical care, health management and health care services.　

Evergrande Life put forward the strategic model of "insurance guarantee+ecological pension+combination of medical care and nursing care", and issued the permanent endowment insurance, which creatively combined insurance products with the old-age community to provide customers with a package of pension plans linking financial planning and pension entity services.

Photo: Everbright Peace of Mind Pension Plan

Everbright Life Insurance launched the "Everbright Peace of Mind Pension Plan", which connects insurance products with Everbright Huichen Pension Service Community to provide customers with a package of pension solutions of "insurance+pension community" and realize the combination of financial products and physical pension. "Everbright Peace of Mind Pension Plan" is divided into two sub-plans:

Plan A serves mid-to-high-end customers through "insurance+long-term care for the aged+preferential service for the aged living in residence", and locks in the occupancy right of Everbright Community in advance for customers. The occupancy right is further divided into "guaranteed occupancy right, priority occupancy right, preferential price right, experience occupancy right", etc., to provide customers with more and clearer protection, with up to six rights holders, including not only customers and their spouses, but also parents of both parties. In addition, the right holder can also enjoy the service of living and providing for the aged at preferential prices all over the country from the date of insurance;

The content of plan B is "insurance+preferential right of living service", with low payment threshold and wider coverage. Six rights holders can enjoy the same level of living service in plan A in advance without staying in the old-age community.

In 2019, Xingbao launched "Star Pension"-a comprehensive solution of pension insurance and pension community. Relying on Fosun Real Estate’s Healthy Honeycomb Platform, the two parties jointly create an exclusive pension community scheme for Fosun Prudential Life Insurance customers-customers can reserve pension annuity by purchasing corresponding insurance products of Fosun Prudential, and Fosun Real Estate promises the rights and interests of customers to stay in the "Fosun Pension Community" in the future. It is reported that if the total premium is more than 2 million, the insured can get the qualification to live in an old-age community.

China Merchants Guanyi Home launched the "Renhe Yijia Comprehensive Pension Plan", with the development strategy of "the same platform, giving equal attention to both light and heavy, and combining medical care with nursing care". China Merchants Renhe Life Insurance focuses on the whole industrial chain of pension insurance products, pension community development and pension community operation services.

Specifically, the pension community in Guangzhou Golden Valley (Renhe Yijia Heyuan) is only open to customers who buy insurance. Only by purchasing more than ten designated insurance products, including "China Merchants Renhe Zhaoying Jinsheng Annuity Insurance" and "China Merchants Renhe Heyue Life whole life insurance", and the accumulated premium payable reaches more than 2 million, can they be eligible to apply for the pension community.

2. Innovative gameplay of insurance+pension

Figure: UC club membership rights

China Insurance launched the UC Club of New Life, and launched membership service for the junior and old people. Members who join the club can enjoy services such as learning, medical care, traveling, doing something and having fun. It is also known that United Life also has plans to form a new senior club.

Guohua Life Insurance has established three companies on medical health and old-age care: Hainan Guohua Kangyang Co., Ltd., Gongqingcheng Zhongke Xukang Medical Industry Investment Partnership, and Guohua Residence Kangyang Co., Ltd. At present, the company’s work in medical care, old-age care and other aspects is in the preparatory stage, and there is no more definite information to disclose.

Love Life put forward the four-in-one ecological strategy of "medical care and insurance" for the aged. In 2020, China International Fair for Trade in Services released the first "insurance+service" home-based care product in the industry-"Love+Home-based Care Product Plan", which provides home-based care solutions for the elderly with the combination of "annuity protection+medical care service".

In addition, Love Life is also a pilot agency for long-term care insurance in Beijing, and has set up a special team with rich experience in care management services, and has become one of the eight financial institutions selected by China Banking and Insurance Regulatory Commission Financial Support Community Home Care Service Agency Project.

Happy Life, supported by the national policy, launched the reverse mortgage pension insurance product "Happy House Laibao reverse mortgage pension insurance for the elderly (Clause A)", and invested in regional leading pension institutions all over the country through the special equity investment fund for medical pension.

Zhonghong Life Insurance cooperates with Greenland Kangyang to create a cross-border innovative cooperation model of "insurance products+high-end pension community+Kangyang hotel", organically combining insurance financial products with physical pension services to provide customers with more comprehensive pension solutions. This indicates that Zhonghong Insurance has made important progress in building a "health+pension" dual-engine strategic layout.

tag

Insurance and old-age care both start from the whole life cycle of people, and they are strongly related. Looking at overseas, insurance companies have always been an important pillar of the development of old-age care. The social security and market profitability of providing for the aged coincide with the original meaning of the insurance industry.

On the level of social security, the overall security level of the three-pillar pension system in China is relatively low, with the first pillar dominating, but there are also problems of low security level. Therefore, the participation of commercial insurance can improve the level of social security to a certain extent.

As far as market profitability is concerned, with the improvement of the living standards of the elderly and the enhancement of their ability to pay, the demand of the elderly for commercial insurance products is increasingly prominent, and the inclusiveness of products and services with various asset properties is also increasing. There will be great market space for commercial insurance companies to cut in from this aspect and participate in pension real estate, insurance products and pension services.

In recent years, after the previous heavy lifting asset layout, insurance companies are slowly returning to rationality and becoming more and more clear about their own positioning-"insurance surname". They should form differentiated competition through providing for the aged, innovate services, give full play to the advantages of insurance+and build a big healthy ecosystem.

At the moment when long-term insurance is ready to come out and commercial insurance can play more roles, we believe that all insurance companies will participate in the pension industry in their own ways in the future, which makes us more full of expectations for this industry.

-END-

The content of the article comes from public information collation and AgeLifePro research results. If there is any error, please contact customer service. Thank you.

　　In the future, if a medical and beauty institution comes up with a product that is not a class III medical device and sells it to you as a "water needle", then this institution can directly pull the black. The Beijing Youth Daily reporter learned that National Medical Products Administration issued a notice on adjusting some contents of the Classification Catalogue of Medical Devices, and "Shuiguangzhen" was clearly regulated according to Class III medical devices.

　　survey

　　Water-light needle slightly corrects the fire.

　　The market is "mixed"

　　"Playing a water-light needle is equivalent to applying 1000 masks", "Aunt turns into a girl, only separated by a mixed water-light injection", "One needle can solve N kinds of problems such as hydrating and moisturizing, shrinking pores, lightening fine lines, whitening and removing spots" and "lunch beauty, minimally invasive without moving the knife" … …

　　The hydrating and skin care effect of Shuiguangzhen has been aroused by various road networks, and it has become a hot item in the non-surgical "Light medical cosmetology" market, attracting thousands of women to be obsessed with it. The injection operation of Shuiguang needle is very convenient, and the whole process only takes 1-2 hours. It seems to be an "efficient and safe" entry-level medical beauty project. In Little Red Book, there are as many as 100,000 notes on planting grass related to "Shuiguangzhen" and "Shuiguangzhen Medical Beauty".

　　At present, the price of a dose of water-light needle ranges from hundreds to thousands, or even tens of thousands of yuan. TF Securities pointed out that from the classification point of view, the scale of non-surgical medical beauty in China has expanded rapidly, while the proportion has remained at around 70%, which is higher than the global average. It is estimated that the scale of young medical beauty industry will exceed 200 billion yuan in 2023.

　　Such a huge market is very chaotic. According to the data of "White Paper on Insights into Medical Beauty Industry in China in 2020", at present, the genuine rate of injections circulating in the medical beauty market is only 33.3%, that is, out of every three injections, two are illegal injections such as parallel imports and fakes.

　　Chaos

　　Medical dressings and cosmetics are on the scene one after another.

　　"Shuiguangzhen" market is chaotic

　　When the reporter of Beiqing Daily inquired about some medical beauty platforms, it was found that the types of water-light needles used on the platforms were far more than the "sodium hyaluronate for injection" that had been approved as "Class III medical devices". Not only that, the reporter of Beiqing Daily noticed that some products with the status of "Class III medical devices" have been approved for indications that are irrelevant.

　　For example, a water-light needle named "Shu Wei Ke", the product name is "Medical Sodium Hyaluronate Gel", and it has also obtained the level of "Class III Medical Device", but its registered application scope is "Auxiliary for preventing and reducing postoperative adhesion of abdominal (pelvic) cavity surgery".

　　The "true identity" of more water needles is actually a medical dressing, which can’t be used for injection, and some even only have the record number of cosmetics.

　　The reporter of Beiqing Daily noticed that a kind of human collagen bio-repair dressing named "Kelijin" is a Class II medical device, and it has been approved as a product for healing damaged wounds, but it has been used as a water needle injection in some medical and aesthetic institutions. The product of "Yifuquan" water-light collagen is called yeast recombinant collagen liquid dressing, which is also a class II medical device. It has been approved for "adjuvant treatment of skin diseases caused by impaired skin barrier function and improvement of skin itching caused by dermatitis and eczema", etc., and has not been approved for injection. In September, 2020, it was reported that a Yueyang woman was disfigured when she was given a water-light needle, and the organization injected her with "Femander Youth Essence Enhanced" and "levorotatory VC". Among them, "Feimande" belongs to cosmetics, while the box of "levorotatory VC" does not have any Chinese logo.

　　Not only that, on some e-commerce platforms, there are hundreds of cosmetics that are actually essence, cream and mask with the identity of "water needle". However, as a medical beauty project, the word "Shuiguangzhen" cannot be put on record through cosmetics. According to insiders, calling cosmetics "water needle" is nothing more than a gimmick made by merchants to improve sales.

　　Supervision

　　Clarify the identity of "Shuiguangzhen"

　　Clear the "edge ball" behavior

　　A few days ago, National Medical Products Administration issued an announcement on adjusting some contents of the Classification Catalogue of Medical Devices, which readjusted the classification catalogue of 27 types of medical devices. Among them, especially the catalogue of some medical beauty products has been greatly adjusted. According to the Catalogue, sodium hyaluronate solution for injection, which is the main component of "water-light needle", is used to inject into the dermis, and the skin condition is improved mainly through the moisturizing and hydrating effects of materials such as sodium hyaluronate, and it is regulated according to Class III medical devices.

　　Previously, on November 9, 2021, National Medical Products Administration Medical Device Standard Management Center issued a notice on soliciting opinions on the adjustment of the Classification Catalogue of Medical Devices, which further clarified that Shuiguang needles were classified as Class III devices for supervision.

　　Analysts believe that the adjustment of some contents of the Catalogue of Medical Devices will have a significant impact on the medical and beauty industry. The most obvious is to strictly control the use of non-compliant products by institutions. Through the classification of medical devices, the "edge ball" behavior in the market is gradually eliminated.

　　According to the Regulations on the Supervision and Administration of Medical Devices, enterprises engaged in the operation of Class III medical devices are subject to business license management, and business units need to hold a Medical Device Operation Record Certificate or a Medical Device Operation License, and the requirements for production technology and aseptic preservation will be much higher than those for Class I and Class II medical devices.

　　This group/reporter zhangxin

　　Photo courtesy/vision china Coordinator/Yu Meiying

　　keyword

　　Shuiguangzhen

　　The so-called water-light needle is to inject hyaluronic acid (hyaluronic acid), collagen and other substances into the dermis of the skin by using negative pressure needle to make the skin firm and elastic. National Medical Products Administration Medical Device Technology Evaluation Center once said that water-light acupuncture is a kind of therapy that injects sodium hyaluronate as the main component into the superficial layer of facial dermis to improve the skin condition. As a skin-breaking injection project, water-light needles should be certified as Class III medical devices in National Medical Products Administration before they can be produced and sold.

　　However, it takes a long time to apply for Class III business license of medical devices and a lot of experiments are needed, and the production company is required to have a quality management organization or full-time quality management personnel suitable for the scale and scope of business, which makes many businesses opportunistic.

　　On March 2nd, People’s Daily published an article signed by Gao Hucheng, Minister of Commerce, "From a Big Trading Country to a Powerful Trading Country". The full text is as follows:　　

　　From a big trading country to a strong trading country

　　According to the World Trade Organization, in 2013, China’s total import and export of goods was 4.16 trillion US dollars, ranking first in the world in goods trade. This is a major event in the historical process of China’s opening to the outside world, a major achievement of our party leading the people of the whole country to firmly adhere to the basic national policy of opening to the outside world and fully participate in economic globalization, marking another solid step towards the grand goal of building a well-off society in an all-round way. Achievements are hard won, and the road ahead is not smooth. We can’t relax in the slightest. Only by accelerating the transition from a big trading country to a powerful trading country can we better serve the goal of "two hundred years" and realize the Chinese dream of the great rejuvenation of the Chinese nation.　　

　　An important milestone in the development of open economy　　

　　A history of trade development is also a history of the rise and fall of a country and a nation. China is one of the earliest countries to develop foreign trade in history, and it still maintained the first position in the world in terms of economic and trade scale until the Ming Dynasty and the early Qing Dynasty. In 1840, the west opened the door of the Qing government’s "closed door" with a strong ship and a sharp gun. Since then, China has become a semi-colonial and semi-feudal society, and its foreign trade has lost its sovereignty and become a semi-colonial foreign trade. The establishment of New China destroyed the imperialist privilege in China, and the foreign economic and trade dominance returned to the people’s hands, and foreign trade began to make a difficult start. Marked by the Third Plenary Session of the Eleventh Central Committee, China has implemented the historic decision of reform and opening up, fully participated in international division of labor and cooperation, actively developed economic and trade exchanges with other countries in the world, and achieved a new historical leap in foreign trade in generate.

　　China’s foreign trade began in the pre-Qin period, flourished in the Song and Yuan Dynasties, and declined in the late Qing Dynasty. After more than 60 years of rapid development since the founding of New China, especially in the 35 years of reform and opening up, China has returned to the first place in the world, creating a miracle in the history of world trade development. For more than 30 years, China’s foreign trade has doubled almost every four years, making it the first developing country to become the world’s largest commodity trading country.　　

　　China’s foreign trade has become the most active force to promote economic and social development. From 1978 to 2013, China’s total foreign trade increased from $20.6 billion to $4.16 trillion, with an average annual growth rate of 16.4%. In recent years, the contribution rate of foreign trade to economic growth has reached about 18% on average, which directly and indirectly promoted the employment of 180 million people in China and created 18% of the national tax revenue.

　　China’s foreign trade really connects the Chinese dream of 1.3 billion people with the world dream of 7 billion people. China is already the largest trading partner of more than 120 countries and regions. From the South Pacific island countries to the African continent, from the eastern end of Eurasia to the two sides of the Atlantic Ocean, the whole world is enjoying high-quality and low-priced goods made in China. The continuous development of foreign trade has made China’s development benefit the world. China can’t live without the world, and the world can’t live without China, which has really become a reality.

　　Practice has fully proved that China’s foreign trade has embarked on a development path that suits China’s national conditions and conforms to the world trend, and has created a successful example for developing countries to give full play to their late-comer advantages and grow stronger in the tide of economic globalization. The rich practice of China’s foreign trade is realized under the correct leadership of the Communist Party of China (CPC), which constitutes an important part of Socialism with Chinese characteristics Road, embodies the great creation of Socialism with Chinese characteristics Theory, shows the great superiority of Socialism with Chinese characteristics system, condenses the wisdom and sweat of hundreds of millions of China people, spreads the positive energy of China’s reform and opening up to the international community, and strengthens Socialism with Chinese characteristics’s road confidence, theoretical confidence and institutional confidence.

　　Face up to the difficulties and challenges faced by the current foreign trade development

　　Being the world’s largest commodity trading country brings us joy, but at the same time, it is more calm and worried. At present, the world and national conditions are undergoing profound changes. Looking at China’s foreign trade comprehensively, there are still many aspects that cannot meet the needs of development in the new period. There is still a long and difficult way to go to become a trading power.

　　The foundation of innovation and development needs to be strengthened. Innovation is the source of vitality to support the development of foreign trade. The competition in the contemporary international market is basically a struggle for innovation ability. For a long time, China’s products have mainly relied on quantity and price advantages to participate in international competition, and the products lack core competitiveness and low added value. In 2013, the export proportion of China’s electromechanical and high-tech products has reached 57.3% and 29.9%, but the core technologies of many commodities are in the hands of foreign countries. Among them, 61.2% of mechanical and electrical products are produced by foreign-funded enterprises and 51.1% are exported by processing trade; 73% of high-tech products are produced by foreign-funded enterprises, and 65.3% are exported by processing trade.

　　The development of service trade lags behind. Although China has become a big country in goods trade, the development of service trade is relatively backward. In 2013, the total import and export volume of China’s service trade was 539.64 billion US dollars, only about half of that of the United States. China is a big country with a trade surplus in goods, but it is also the largest country with a trade deficit in services in the world. In 2013, the trade deficit in services reached US$ 118.46 billion. China’s service export structure is not optimized enough, and the proportion of technology-intensive service exports such as finance and insurance is still relatively low.

　　The trade system and mechanism are still not perfect. Over the years, the state has continuously reformed and improved policies and measures such as export tax rebate, export credit and customs clearance facilitation, and the business environment has generally improved significantly. However, there are many policies and means to encourage exports in one direction, and the two-way regulation mechanism with limited promotion and progress has not been fully established, and there is still a tendency to pursue speed and scale unilaterally. It is an important and urgent task for foreign trade development to construct a trade and investment rule system that conforms to both China’s national conditions and high international standards.

　　The foreign trade development environment is not optimistic. Externally, the world economy is still in a period of deep adjustment, and generally speaking, it is difficult for the international market demand to return to the stage of sustained high growth before the financial crisis. Domestically, in recent years, China’s labor costs have continued to rise, and the constraints of resources, energy and environment on economic development have intensified. How to form a new advantage in international competition as soon as possible on the basis of consolidating traditional advantages is a major issue that needs to be solved urgently in developing foreign trade.

　　Pioneering and enterprising, building a trade power

　　The road to the top is not easy. It is even more difficult to maintain the position of number one in the world. Guided by the spirit of the 18th CPC National Congress and the Third Plenary Session of the 18th CPC Central Committee, we should focus on cultivating new advantages, aim at improving comprehensive benefits, aim at mutual benefit and win-win, accelerate the adjustment of import and export strategies, realize the transformation from a big trading country to a powerful trading country, and better serve the goal of "two hundred years" and the Chinese dream.

　　Adhere to the guidance of openness and continue to develop foreign trade. A trading power is the unity of quality and quantity, and quantity is more qualitative, and it is stronger if it is big. Based on the reality of China’s large population and shortage of resources, we should always adhere to the open development thinking, follow the principles of balanced layout, winning by quality, multi-complementarity and multi-point support, and on the basis of maintaining reasonable growth of foreign trade, effectively shift the development goal to quality and efficiency, and pay attention to using two markets and two resources at a higher level.

　　Implement innovation drive and accelerate the cultivation of new advantages in foreign trade competition. Only sunset products, no sunset industry. It is necessary to speed up the use of modern technology to transform traditional industries, enhance the scientific, technological and fashion connotation of labor-intensive products, and stabilize the international market share of labor-intensive products. Promote the integration of trade, technology and industry, encourage foreign trade enterprises to carry out scientific and technological innovation, business model innovation and trade format innovation, and cultivate new advantages in foreign trade competition with technology, brand, quality and service as the core. Vigorously develop service trade, encourage the export of intellectual and technology-intensive services, and form a good situation of benign interaction and coordinated development of trade in goods and services.

　　Deepen reform in an all-round way and build a new mechanism for sustainable development of foreign trade. We will improve foreign trade promotion policies that conform to China’s national conditions and international practices and reflect the requirements of foreign trade development in the new period, and establish a quality-oriented trade promotion system. Accelerate the construction of import promotion policy system, clear up unreasonable restrictions on import links, and promote the coordinated development of import and export. Make overall plans to promote the construction of free trade parks (Hong Kong), the negotiation of investment agreements and the revision of foreign-related economic and trade laws and regulations, deepen reforms in the fields of finance, taxation, investment, finance, foreign exchange and circulation, release institutional dividends, and stimulate the vitality of foreign trade entities. We will improve working mechanisms such as anti-monopoly, trade remedy and industrial safety review to safeguard national economic security.

　　Adhere to mutual benefit and win-win results and actively participate in the formulation of global economic and trade rules. A big country means responsibility and responsibility. In the future, we must go to the forefront of international governance, give play to the influence of the world’s trading powers, and enhance China’s ability to provide public goods to the world and fulfill the responsibilities of big countries. We will continue to regard the multilateral trading system as the main channel to promote the opening of global trade and investment, adhere to trade liberalization in a clear-cut manner, and promote the development of the multilateral trading system in a more balanced, inclusive and win-win direction. Adhere to the principles of openness, inclusiveness and transparency, participate in regional trade cooperation and develop a global free trade network. Improve the global value chain, strengthen the coordination of trade policies, and help developing countries strengthen trade capacity building.

　　Xiongguan Man Road is as iron as iron, but now it’s a step from the beginning. We firmly believe that under the strong leadership of the CPC Central Committee with the Supreme Leader as the core, and through the unremitting efforts of all personnel on the foreign trade front, the goal of becoming a strong trading country will be realized, and foreign trade will surely write its own magnificent chapter in the process of realizing the Chinese dream of the great rejuvenation of the Chinese nation.

　　CCTV News:According to the website of the Ministry of Agriculture and Rural Affairs on August 22nd, the General Office of the Ministry of Agriculture and Rural Affairs recently issued the Guiding Opinions on Promoting the Construction of Normalized Agricultural Machinery Emergency Operation Service Team, which clearly defined the overall goal: according to the needs of agricultural production development, relying on various agricultural machinery operation service organizations such as agricultural machinery cooperatives to set up a normalized agricultural machinery emergency operation service team and comprehensively consolidate the foundation of agricultural machinery emergency operation service. In accordance with the system and mechanism of "building in peacetime and using in wartime" and "combining peacetime with wartime", we will speed up construction, continuously improve the level of emergency operation skills and equipment of agricultural machinery, strive to start in one year and form a network in three years, and strive to form a service system for agricultural machinery emergency operation covering grain-producing towns and villages with strong operational capacity in five years.

Attached to the original:

　　Agricultural machinery emergency operation service team is an important force and a powerful starting point for agricultural production disaster prevention and mitigation. In order to improve the ability of mechanized disaster prevention and mitigation in the long run and build the service mechanism of agricultural machinery emergency operation, the following guiding opinions are put forward on the general establishment of normalized agricultural machinery emergency operation service team.

　　First, the overall goal

　　According to the needs of agricultural production development, relying on various agricultural machinery operation service organizations such as agricultural machinery cooperatives, we will set up a normalized agricultural machinery emergency operation service team to comprehensively consolidate the foundation of agricultural machinery emergency operation service. In accordance with the system and mechanism of "building in peacetime and using in wartime" and "combining peacetime with wartime", we will speed up construction, continuously improve the level of emergency operation skills and equipment of agricultural machinery, strive to start in one year and form a network in three years, and strive to form a service system for agricultural machinery emergency operation covering grain-producing towns and villages with strong operational capacity in five years.

　　Second, the basic principles

　　— — Adhere to market operation and government support.On the basis of adhering to market-oriented construction and operation, give full play to the overall coordination and policy guidance role of the government, strengthen the construction and organization and dispatch of agricultural machinery emergency operation service teams, and ensure the sustainable development and normalization of service teams.

　　— — Adhere to serving the people, efficient and capable.Guide the agricultural machinery emergency operation service team to serve farmers and farmers, give overall consideration to the needs of different production entities, give play to the organizational advantages, equipment advantages and technical advantages of the service team, and continuously improve the efficiency and quality of emergency operation services.

　　— — Adhere to local conditions and rational layout.Fill the shortcomings and weaknesses of emergency operation service capacity by region, disaster species, crops and links, strengthen regional cooperation, promote the sharing of related machines and facilities within a certain range, strive to expand the coverage of emergency services and continuously improve the efficiency of use.

　　Third, key tasks

　　(A) to strengthen the organization and mobilization of emergency operations services

　　Provincial agricultural and rural departments are responsible for guiding the establishment of an emergency operation service team system in various places within their jurisdiction, clarifying the qualifications of emergency operation service teams according to local conditions, filing and forming a list of agricultural machinery emergency operation service teams and dynamically adjusting them, strengthening daily contact and guidance, and organizing and dispatching operations in a timely manner. Take the county (city, district) as the unit to find out the local agricultural machinery emergency operation service ability, formulate the construction plan of agricultural machinery emergency operation team according to the regional weather and climate characteristics and agricultural production needs, and organize the specific work such as main body mobilization, equipment support, training guidance, operation organization and service evaluation. Relying on agricultural machinery professional cooperatives, agricultural machinery operation service companies and other agricultural machinery socialized service organizations to establish a backbone emergency operation service team, clearly lead the person in charge, and absorb good-quality, skilled and dedicated mechanics as backbone members, and strive to achieve emergency operation capability coverage to all grain-producing towns and villages. Give full play to the organizational advantages and service functions of rural grass-roots party organizations and collective economic organizations, lead party member to play a vanguard and exemplary role, make clear that special personnel are responsible for timely docking emergency operation needs, and organize voluntary services for farmers. Coordinate large agricultural machinery, large planters, family farms, grain drying, storage and processing enterprises as reserve forces, give play to the leading role of the backbone emergency operation service team, and make adequate preparations for sudden major disasters.

　　(2) Strengthen the supply guarantee of emergency operation tools.

　　County-level agricultural and rural departments should make clear the list of local emergency machines and tools in terms of disaster types, crops and links, judge the gap in the number of types of machines and tools, and take various measures to increase the effective supply of emergency agricultural machinery and spare parts such as dryers, agricultural pumps, sprinkler irrigation machines, crawler tractors and harvesting machines, so as to achieve "organic and capable, adjustable, new functions can be bought and someone can change". Establish a call mechanism for disaster prevention and relief equipment in the region, guide the backbone emergency operation service team to strengthen contact with the main body with applicable equipment, and make overall arrangements to carry out operation services when necessary. According to the way of "promoting the whole county" and "one county, one policy" in the construction of emergency operation service team, we will focus on supporting complete sets of drying and storage facilities and equipment to improve the drying level of the origin. Give full play to the guiding role of the central financial subsidies for the purchase and application of agricultural machinery, "what is lacking, what is supplemented", focus on supporting the emergency operation service teams listed in the list to purchase agricultural machinery and equipment needed for emergency operations, guide local governments to give priority to the inclusion of urgently needed equipment for local agricultural machinery emergency operations in the scope of subsidies, and increase the proportion of subsidies for key equipment according to regulations, and actively use measures such as pilot subsidies for the purchase of new agricultural machinery products and subsidies for the purchase of special appraisal products to support the purchase of new emergency operation equipment. Establish a direct contact system with enterprises such as agricultural machinery production and marketing, modification and maintenance, and enhance the support capacity of agricultural machinery equipment production and modification, spare parts supply and emergency repair. Strengthen communication and cooperation with emergency management and water conservancy departments,The establishment of water pumps and other disaster relief facilities and equipment emergency reserve sharing mode, the formation of disaster prevention and mitigation efforts. Strengthen the construction of hangar shed, maintenance, training and other facilities and drying supporting facilities, strive for construction land, equip necessary equipment, ensure the safe storage of agricultural machinery and facilities for emergency operations, facilitate the immediate maintenance during normal maintenance and emergency operations, meet the needs of emergency operation skills training for disaster prevention and mitigation, maximize the role of drying units, and strive to improve the service capacity of emergency operations.

　　(3) Strengthen emergency operation service support and guidance.

　　Members of the emergency operation service team and equipment can independently carry out operation services at ordinary times, and encourage the priority of operation service income for the construction of emergency operation service team. The agricultural and rural departments at the county level should supervise and guide the maintenance and repair of emergency equipment to ensure that the equipment is in good condition. All localities should establish and improve the call mechanism of the emergency operation service team. When there is an emergency, the emergency operation service team accepts the unified command and dispatch of the agricultural and rural departments, takes the lead in carrying out emergency operation services, and can support them through the government’s purchase of services, etc., and compensate for the extra losses incurred in the operation to ensure the normal and continuous operation of the emergency operation service team. Agricultural and rural departments at all levels should establish a regional cooperation mechanism, organize emergency operation service teams to provide cross-regional support according to needs, take effective measures to ensure the smooth settlement of operating expenses, and encourage qualified places to give certain subsidies to the emergency operation service teams that provide cross-regional support. It is necessary to intensify efforts to publicize the good experiences, good practices and touching stories of the construction of emergency operation service teams, continuously enhance the sense of responsibility and mission of agricultural machinery disaster prevention and mitigation, and strive to create a good social atmosphere.

　　(4) Strengthen the training and guidance of emergency operation skills.

　　All localities should formulate and improve the technical system of agricultural machinery emergency operations for disaster prevention and mitigation, organize training and guidance on emergency operations skills, give full play to the role of "local experts" in the use of agricultural machinery, and improve the skills level of key personnel in disaster prevention and mitigation operations. Regularly organize members of the emergency operation service team to carry out practical training such as parameter adjustment of machines and tools, replacement of special parts, emergency modification of machines and tools, and carry out operation drills such as water grabbing and drainage, drought grabbing and watering, lodging crops and harvesting through wetlands, so as to promote operators to master the key points of skills skillfully. After the disaster happens, organize agricultural machinery technical forces to tour the countryside in time, guide the operators to judge the suitable working conditions, scientifically adjust the state of machines and tools, eliminate the faults of working machines and tools, strengthen the awareness of safety production, ensure standardized operation, and strive to improve the quality and efficiency of operations.

　　Fourth, safeguard measures

　　(1) Strengthen organizational leadership.Agricultural and rural departments at all levels should attach great importance to the construction of agricultural machinery emergency operation service teams, and regard related work as the basic work and basic strength for disaster prevention and relief and response to various emergencies. It is necessary to take into account the current situation facing agricultural production, make preparations in advance, and take into account the long-term needs of agricultural disaster prevention and mitigation, so as to plan ahead. It is necessary to clarify the division of responsibilities, establish a long-term mechanism, implement specific tasks and safeguard measures, ensure that emergency operation service teams can be pulled out, rushed up and managed at critical moments, and strive to provide mechanized support for agricultural production disaster prevention and mitigation.

　　(2) Increase policy support.Local agricultural and rural departments should take the initiative to report to the local party committees and governments on the relevant situation of agricultural machinery emergency operation services, actively communicate and coordinate with relevant departments, and increase support for the construction of agricultural machinery emergency operation service teams. It is necessary to make good use of the subsidy policy for the purchase and application of agricultural machinery and support the agricultural machinery emergency operation service team to improve the level of facilities and equipment. To co-ordinate disaster prevention and mitigation, agricultural machinery operation subsidies related project funds, actively strive for local policies, funds, projects and other collaborative efforts, give priority to supporting the agricultural machinery emergency operation service team to carry out emergency operation services and daily agricultural machinery socialization services, purchase applicable machines and equipment, and give priority to supporting disaster-prone areas and major grain producing areas to improve and strengthen the agricultural machinery emergency operation service system to ensure effective landing.

　　(3) Strengthen service support.Local agricultural and rural departments should closely track the progress of agricultural mechanization production and the trend of machines and tools within the dispatching jurisdiction, actively judge the supply of machines and tools in combination with the weather conditions, do a good job in docking the supply and demand of emergency operation services, and efficiently deploy emergency workers and machines. To carry out emergency operations, personnel and machines should be provided with services such as road traffic, necessary living security, machine maintenance, and oil supply for operation, so as to improve the efficiency of emergency operations of agricultural machinery and give full play to the potential of emergency operations service teams.

　　General Office of Ministry of Agriculture and Rural Affairs

　　August 18, 2022

　　Reference News Network reported on February 18, On February 15th, the website of the French newspaper Echo published an article entitled "Where is the end of protectionism? The author is Christian Desbois Searle, emeritus professor at the University of Paris I and vice president of the French Economists Association. The content is compiled as follows:

　　At the end of January this year, the first Washington economic talks jointly sponsored by the French Institute of Economists and the French Embassy in the United States were officially held. The main topics discussed in the talks are the development trend of globalization and the challenges faced by international cooperation.

　　Are we going to "go global"? Most of the globalization process has been difficult to reverse, and high-tech is a good example. The so-called "de-globalization" is just a split trend involving global trade or capital flow.

　　It is in this case that the American Inflation Reduction Act has also become a topic of discussion. Because of this bill, the United States has made most of its major trading partners respond one after another.

　　The signal given by the bill brings at least one positive aspect: the United States has begun to pay attention to the response to climate change again. But Europe will also be directly affected, because the attractiveness of funds in the United States has obviously increased. The position of many European companies has pointed to this.

　　Europe is no longer as naive as it used to be, and responds by increasing government subsidies. Europe’s strategic thinking is clear: strike back at the subsidy policy of the United States and other unreasonable policies that make competition go astray. However, there is a real challenge behind this: if the subsidy policy is used too much, will there be problems in the European unified market? Many EU member States are hesitant to increase subsidies, because it is very beneficial to those big countries (especially Germany and France).

Different attitudes between small countries and big countries remain an important factor of division. However, the dominant "non-cooperation" situation in public opinion is actually far from being formed. Adam Posen, director of the Peterson Institute for International Economics in the United States, suggested that Europeans "go to the World Trade Organization to launch actions against the United States". In the face of rampant protectionism, this is a good opportunity to rethink how the WTO works and its power.

　　When it comes to trade, everyone is used to targeting big trading countries. However, emerging countries and developing countries will be directly affected by the Inflation Reduction Act and other countries’ counter-measures The trade logic of the United States is to distinguish friendly countries from other countries, while Africa and many southern countries are listed as "other countries".

　　However, the southern countries have been affected by the tightening of monetary policy in developed countries, and are facing capital flight, currency war and forced interest rate hikes.

　　The Washington economic talks also mentioned a topic that the French Economists Association has been talking about for two years: the redistribution of the re-created SDR share, and the transfer of developed countries to southern countries. At present, Africa is expecting, France is pushing, and the US Senate is freezing.

Cctv news On April 5th, the "Ode to Heroes — Shenyang 2023 Qingming Thousand People Memorial Volunteer Heroes Conference was held in Shenyang Martyrs Cemetery to Resist US Aggression and Aid Korea.

At the event, all the staff stood in silence in front of the monument to the unknown martyrs. Accompanied by the "Flower Song", the participants presented wreaths and arranged ribbons to the Monument to the Martyrs to Resist US Aggression and Aid Korea. Deng Sui, president of the Volunteer Research Association, Zhang Yin, executive director of the Shaanxi Chamber of Commerce in Liaoning Province, and Deng Qiping, director of the Martyrs’ Descendants Center, and other representatives expressed their deep memory and high respect to the volunteers.

Deng Sui, president of the Volunteer Research Association of the China Strategy and Management Research Association, said that it is even more different to come to the Shenyang Martyrs Cemetery to resist US aggression and aid Korea as a descendant of the Volunteers. Even in times of peace, we should still remember history. At present, the Volunteer Research Association is planning "The Republic will not forget" — — Theme series activities to commemorate the 70th anniversary of the victory of the War to Resist US Aggression and Aid Korea. At the same time, we will cooperate with the Propaganda Department of Liaoning Provincial Party Committee to film "Winning Shangganling". It aims to better carry forward the revolutionary spirit and noble quality of the older generation of proletarian revolutionaries who are brave, tenacious, fearless and dedicated. Let young people resonate with the spirit of volunteers through various forms of activities, inherit the spirit of heroism and heroism with practical actions, and continue the red blood.

Special feature of 1905 film network The 69-year-old is rarely active in social platforms. Weibo has been open for many years, but only posted more than 100 posts. Since October last year, he has stopped for quite a long time. It was not until April this year that "business" gradually resumed. Because he participated in the works and met the audience one after another.

The film and the TV series "Youth in War", he tried his best to shout for these works in his own position, just as he kept cheering for young filmmakers, hoping that they would be seen by more people.

From the recording to the director, from the director to the producer, Huang Jianxin has participated in 83 films for 45 years, with a cumulative box office of over 25.08 billion. Behind his rich and diverse creations and huge box office figures are his outstanding and proud integration ability and keen and unique industry vision.

The film channel described him as: "The national image plays harmoniously with the public’s aesthetics, and he is a well-deserved’ ace producer’ of China films", and awarded him the honor of "M List of Film Channel in 2022-2023 and Outstanding Producer of China Film Big Data Festival".

Recently, I was interviewed by 1905 Film Network, and Huang Jianxin, who is close to seventy years of age, is still in high spirits, recalling the decades of light and shadow.

01

Since 1996, Huang Jianxin has gradually transformed into a producer, and has been insisting on writing until now. It’s just that dramas are very rare in the creative territory. "Youth in War" is one of them. He served as the artistic director of the play, emphasizing that "education in China cannot be interrupted".

Youth in War was originally named Our The National SouthWest Associated University, and the background focused on the migration history of The National SouthWest Associated University. "Whether it is a teacher line or a student line, the interesting thing about this work is that everyone has different ambitions, but they all have the lofty spirit of serving the country and the people. When a nation has faith, it is invincible. "

Huang Jianxin advocates this spirit, and hopes to convey it by artistic means, which will inspire young people at present. Young life can always shine, as always, looking forward to telling youth with light and shadow and reappearing that magnificent history.

Huang Jianxin’s concern for young people is not limited to the world of light and shadow.

Young people have been working hard, but there is always a saying that they don’t trust young people. I never think so. In reality, he is also committed to helping young filmmakers to find a suitable development path as much as possible.

In the last roadshow of Golden Rooster Film Venture Capital Conference two years ago, Huang Jianxin was full of praise for Rooftop Football directed by young director Liao Feiyu, and he couldn’t help but say "Amway" to the judges at the same venue, "It was unexpectedly good". In the end, the film was specially recommended by the jury.

Before that, Liao Feiyu completed the rough cutting of the film with a borrowed computer in a narrow tube-shaped building with low rent, and the creation could not be promoted for a time because of the shortage of funds.

Huang Jianxin’s favor has injected new vitality into this ill-fated work. He took the initiative to be the producer of the film, brought funds for it, and promoted the completion of the remake. French director Friedrich Obertin also joined the creation. Recently, the film organized an industry preview. "Several people who have seen it praised the film for being very good."

In Huang Jianxin’s view, the structure and story of mainstream movies are similar, but the differences in characters, lines and styles can still bring freshness to the audience. It is impossible for all A-rated movies in the industry, and there are more than ten A-rated movies a year, including low-cost production. The market should be full of flowers, and filmmakers should constantly explore and broaden the creation of works of different levels and different themes.

02

Huang Jianxin said that during his first 20 years in the film industry, there was no producer position in China. Producer was a name translated from Hong Kong with the development of the film industry, and it was actually the first producer. At first, it was just a front name, but now it is completely different. From the financing to the issuance, from the beginning to the end, almost all of them are on the scene. "I often have to make a resumption, review myself, make any wrong decisions, and how to correct them. Producer China is a blend of production management and artistic co-ordination. "

For a long time, he has his own set of producer methodology. I will be more interested when I meet a script that I have never seen and has a unique observation angle. "We can try something that everyone has never touched."

With such a creative mentality, his producer works span many theme types, ancient costumes, years, fantasy, war and action, and everything. Sometimes, I even reflect my personal experience into the works I participated in, such as Deep Sea Crisis, which was released some time ago.

In the 1970s, Huang Jianxin worked as a ground worker at the Air Force Airport and served as a soldier for six years. Some time ago, I went to Jingzhou to participate in activities and visited the local museum. It happened that someone else sent him a card for demobilized soldiers, which allowed him to visit the museum for free. He said that he had already enjoyed the soldier bonus. The military spirit has always been deeply rooted in his bones. The reason why the producer "Deep Sea Crisis" stems from this deep-rooted spiritual drive.

"Deep Sea Crisis" focuses on the story of Chinese public security counter-terrorism personnel working closely with the navy to solve the crisis. Huang Jianxin believes that in the past, China filmmakers rarely touched this theme, and the possibility that the army used modern weapons and equipment to fight terrorists and form a visual spectacle is worth trying. The director of the film is also from a military background. The two have cooperated in the film, and they are side by side again in the new work, and they still have a tacit understanding.

"Deep Sea Crisis" was finished as early as 2019, and then he devoted himself to the creation of films such as "1921".

"If you can shoot it, the bigger the movie (investment), the lower the probability of losing money, which has been proved." Huang Jianxin said that the box office in The Battle at Lake Changjin was predicted to be around 3 billion, but it turned out to be close to 6 billion. The six soldiers in the film are all children of ordinary people. Their life and death, emotions and ideals for future life all constitute a complex resonance system, which helps the film to "break the circle" successfully.

Having been active for many years, he observed that Chinese likes to watch movies with strong emotions, and it is particularly important for a movie to resonate with the audience.

The "Light of the White Pagoda", for which he is the chief producer, revolves around a long-lost father-son relationship, which is equally emotional and has a good reputation.

At the 13th Beijing International Film Festival, the film won five awards, namely, Best Art Contribution Award, Best Actor, Best Supporting Actor, Best Screenplay and Best Photography, and became the "biggest winner" of this year’s Beijing International Film Festival.

Looking back on Huang Jianxin’s career, he not only escorted Chinese masterpieces such as New, New and New, but also served as the Chinese producer of world-class masterpieces. He also contributed to low-cost productions, participated in many kinds of works, and had a broad international vision. Most of them were applauded and sold.

However, he also admitted, "Many of the plays I produced were unsuccessful, and no one can ever guarantee that he will succeed forever."

Huang Jianxin is the kind of bottom line that once you want to finish something, you must meet your own requirements, and the results can’t be lower than this bottom line. But when it’s done, it’s over. He thinks that after the film is finished, he should start thinking about something else. He has a direction to pursue and hopes to keep moving forward.

The growth of age has not stopped the evergreen from moving forward. Last year, two films produced by the producer were in the post-production stage. He said that new scripts are being discussed at present, and if it goes well, there should be another show this year.

Love movies and work hard. Huang Jianxin, never stops.

　　[car home’s preliminary sea election] Before, two new and old models sold at the same time have been introduced, but this topic is still unfinished. Lancer is one of Mitsubishi’s leading models, and its great achievements in the WRC battlefield are well known. It also has a short history, while Hyundai Sonata and Elantra are both important models in the global market, and they all have the phenomenon of two generations living under one roof in China.

　

　　Of course, we hope that domestic joint venture manufacturers can keep pace with the times, but we can’t be too extreme about the coexistence of old and new products. After all, the price reduction of old products has made consumers get more practical products. In fact, this phenomenon exists not only in China, but also in other countries, which can be regarded as some comfort to those "angry youths".

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First generation Lancer

"Two-door models of the first generation Lancer"

　　The first generation of Lancer evolved from Mitsubishi Colt Galant model, and came out in 1973, positioned between Minica and ganlante. Its beautiful appearance conforms to aerodynamic design and its performance is not bad. It participated in the SouthernCross Rally Rally in Australia in the same year and won a comprehensive victory. In the second year, it participated in the 22nd Safari Cross Country Race and Kenya Cross Country Race and won a comprehensive victory, so the first generation of Lancer also forged a relationship with the cross country rally.

　　The first generation Lancer has four-door version and three-door version, using 4G42 engine, with three kinds of displacements of 1.2 liters, 1.4 liters and 1.6 liters. Among them, the 1.6-liter GSR model with two-door version also uses double carburetors, with a maximum power of 110 horsepower and a vehicle weight of only 825 kilograms, so its power performance is very outstanding.

Second generation Lancer

　　Six years later, in 1979, the second-generation Lancer went on the market, adopting a new reverse balance shaft design to minimize the vibration of the engine when it was working, and at that time, a four-bar independent suspension was adopted, which not only enhanced the comfort, but also laid the foundation for the excellent handling afterwards.

　　By 1980, Lancer had five kinds of power to choose from, namely, 1.2L, 1.4L, 1.6L, 1.8L and 1.8T. This was also the first Lancer model with turbocharged engine and rear wheel drive. In 1981, Mitsubishi added an intercooler to this turbocharged engine, with a maximum power of 165 HP, which was also welcomed by fans and racers, and its 1.6 GSR model was also welcomed. It is said that Lancer is often used as an escape tool by criminals because of its good performance and fast speed.

Third generation Lancer

　　In 1982, the third-generation Lancer based on Mitsubishi Mirage was released, which was not much different from the later models of the second generation. In overseas markets, it was called Lancer Fiore, while the Mirage model was sold as a five-door hatchback at the same time. In the Australian market, the appearance was modified and finally sold as a Mitsubishi Colt model.

Fourth generation Lancer

　　In the following year, in 1983, Mitsubishi introduced the fourth generation Lancer model, and Mirage and Lancer also became the same model. Its appearance was close to fashion. A 1.6-liter turbocharged EFI engine calculated by computer had a maximum power of 120 HP, and Mitsubishi’s 1.8-liter diesel and 1.5-liter MD (Modulated Displacement) also made their debut. In 1985, the appearance of the travel version of Lancer enriched the product line. A year later, the full-time four-wheel drive version of Lancer was released. This model was also widely sought after overseas and in Japan, and achieved good sales in both business and home markets.

Fifth generation Lancer

　　In 1988, the fifth generation Lancer went on the market. It followed the shape design of Goran at that time, and its appearance became dynamic and smooth. The streamlined design created excellent aerodynamics. This generation of models also improved greatly in terms of interior and seating space. Five-door hatchback models joined Lancer’s camp. In Australia, all models are called Lancer, while in Japan, they are called Mirage Aspire. Similarly, full-time four-wheel drive technology has also been applied to the fifth-generation Lancer model.

Sixth generation

　　In 1991, the sixth generation Lancer came into the market, which was full of strong rally atmosphere. The configuration of ABS, electric seats and four-wheel disc brakes was very advanced at that time, and the newly designed 1.6-liter 16-valve engine was very leading in its class. At the same time, Mitsubishi also built a 1.6-liter V6 engine with the smallest cylinder volume, which was the first in the world. MIVEC (Intelligent Variable Valve Timing and Lift Control System) is also the first time to be applied to Lancer’s engine. The Lancer EVO(Evolution) model, which is highly sought after by car fans, started from this generation. The sixth generation Lancer has achieved good market results in Australia, the Philippines, Europe and Latin America.

● Southeast Lingshuai is based on the sixth generation Mitsubishi Lancer.

"Southeast Lingshuai"

　　Taiwan Province Zhonghua Automobile, which was funded by Mitsubishi, introduced the sixth generation Lancer model from Mitsubishi of Japan, and after localization, it obtained a very large sales volume in Taiwan Province. So in 2003, Southeast Automobile of the mainland introduced this Taiwan Province version of Mitsubishi Lancer and named it Lioncel.

"V3 Lingyue"

　　After several years’ development and strength enhancement of Southeast Auto, today’s "Lingshuai" has become a "V3 Lingyue" with independent intellectual property rights. Its appearance still retains the characteristics of the prototype Lancer, but it has made some minor modifications in the front and rear lights and body details, which is more energetic than Lingshuai, and the V3 Lingyue is also younger and rounder in the interior.

　　As a family car, V3 Lingyue has a wheelbase of 2500mm, which is at a disadvantage in the same class. Therefore, it also directly shapes the crowded rear space. The power system adopts an in-line four-cylinder engine with a displacement of 1.5L, with variable valve timing technology, and the maximum power is 120 HP, which can be matched with a 5-speed manual CVT with a 6-speed analog gear. All the models of V3 Lingyue are below 100,000, and the price of the minimum 1.5L sailing version is 59,800, so the overall price of this model is quite attractive.

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> > > Related links:

The overall level has improved significantly! Measuring southeast V3 lingyue 1.5MT
//www.autohome.com.cn/drive/200903/57262.html

New Engine and Sports Seat Test Drive V3 Lingyue Style Edition
//www.autohome.com.cn/drive/200908/68305.html

More pure and comfortable style! Test drive Southeast V3 Lingyue CVT
//www.autohome.com.cn/drive/201004/105246.html

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Seventh generation Lancer

　　In 1995, the seventh-generation Lancer, which is more beautiful in shape and more powerful in performance, went on the market, also with a car and a travel version (the travel version is called Libero in Japan). In terms of configuration, this model is equipped with an automatic air conditioner with a liquid crystal display, which was also very advanced in the mid-1990s. Mitsubishi MIVEC (Intelligent Variable Valve Timing and Lift Control System) was also applied to the engine, and the GSR version with turbocharging was sold until the late 1990s. EVO models based on the seventh generation Lancer are very popular with young fans, and modified suspension, exhaust system and sound system are also popular on this generation of models.

Eighth generation Lancer

　　In 2000, the eighth generation model came into the market. It was named Lancer Cedia in Japan, representing the Millennium edition model. It took a more luxurious and comfortable trend, with the shadow of a medium-sized car in appearance and interior. In terms of power, there were seven engines with displacement of 1.3L, 1.6L, 1.8L, 2.0L and 2.4L to choose from, including the 1.8L model of 4G93 and the turbocharged version with gasoline direct injection.

Ninth generation Lancer

　　In 2005, Mitsubishi Motors released the Concept T-X concept car at the Tokyo Motor Show, and the ninth generation Lancer was developed based on this concept car. In 2007, a new generation of Lancer was released at the Detroit Auto Show in the same year, and then went on sale in March 2007. The front face of the new Lancer also became Mitsubishi’s latest family face. The 9th-generation Lancer has 4 models with 2.0L and 2.4L displacement in China, and the price ranges from 218,000 to 285,000. It is worth noting that Lancer’s EVO model has developed to the tenth generation, but the latest model of the ordinary version is the ninth generation.

● Southeast Mitsubishi lancer ex

　　The Wing God introduced by Southeast Auto last year is based on the ninth generation Lancer model, and some localized changes have been made on the basis of the prototype. The appearance is mainly to weaken the "big mouth". Although many people accuse it of destroying the domineering of the prototype, this change is still of positive significance to the Wing God, which is the main family car market. After all, its strong personality is not conducive to being accepted by more families, and the overall coordination after the revision is very good.

　　Wing Shen’s interior is convenient to maintain the good workmanship of Japanese cars, and the wheelbase of 2635mm reaches the normal level of current compact cars, so it is no problem to meet the general household in space. The steering wheel shift paddles are used in the top model, which is the embodiment of its sports temperament to a certain extent, and the knee airbags and automatic air conditioning standard on all models are the highlights of the car.

　　Wing Shen adopts the engine imported from Mitsubishi, with a total displacement of 1.8L and 2.0L, and the maximum power is 136 HP and 152 HP respectively. It can be matched with a five-speed manual or CVT continuously variable gearbox, and the ASC body stability program of the top model increases the safety in dynamic driving. The overall selling price of Wing God is 109,800-169,800, which is comparable to that of other joint venture models.

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> > > Related links:

Shape is the biggest selling point. Test the imported Mitsubishi Lancer EX 2.0.
//www.autohome.com.cn/drive/200902/55542.html

The definition of external rigidity and internal softness measures lancer ex 2.0+CVT.
//www.autohome.com.cn/drive/201001/92809.html

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　　Sonata Sonata is a mid-level car designed by Hyundai in South Korea. The name "Sonata" comes from Italian, which means playing music. It represents an optimistic, progressive and perfect attitude towards life. Hyundai has also concentrated a lot of experience in developing Sonata models, which is also an important model to reverse the poor reputation of Hyundai.

Sonata of the first generation (y)　

　　The first generation Sonata was born in 1985, and its shape was developed on the basis of modern Stellar. It adopted 1.8L and 2.0L displacement models with maximum power of 95 HP and 131 HP respectively. The first generation Sonata has been recognized by consumers and achieved great success, with a total of 582,822 vehicles sold.

Second Sonata (Y2)

Sonata of the Second Generation

"Sonata of the second generation after a small change"

　　Three years later, in 1988, Hyundai Motor introduced the second-generation Sonata model and landed in the United States for the first time. In the American market, it adopted a Mitsubishi 2.4L inline four-cylinder engine, which was upgraded to a Mitsubishi 6G72 V6 engine with a displacement of 3.0L in 1990. In 1992, a 2.0L naturally aspirated engine replaced the previous 2.4L model. The second-generation Sonata was launched in Korean in January 1988, and it entered Canada and the United States in September of the same year. In 1991, Hyundai carried out cosmetic surgery for this model in order to replace Stellar as a "large family car".

Third Generation Sonata (Y3)

"The Third Sonata"

"the third generation sonata after the change"

　　The third-generation Sonata, code-named Y3, made its debut in 1993, making its appearance design more streamlined. In most markets, the car is equipped with one of the four-cylinder engines with a displacement of 2.0L, with a maximum power of 105 HP, but there are also models equipped with Mitsubishi V6 3.0L engine for a few countries. In 1996, Hyundai performed a cosmetic surgery for the third-generation Sonata, the changes were mainly concentrated on the front face and tail, and the power was also slightly upgraded to 125 horsepower. In the first year after the change, the sales volume increased by 25%.

The fourth generation Sonata (EF)

　

"The Fourth Sonata"

"the fourth generation sonata after the change"

　　In 1998, the fourth generation Sonata went on the market. This model used a lot of advanced technologies of modern cars, and sold well in the same class for a long time. After the change in 2001, it was rated as the most satisfactory product by J.D.Power for two consecutive years.

"The latest version of the fourth generation Sonata in China" Monica Ming Yu ""

　　The Sonata model introduced by Beijing Hyundai in 2002 is the fourth generation product, and it also has a good performance in official cars, taxis and other markets. Now the car has been "upgraded" by Beijing Hyundai, mainly focusing on the appearance of newly designed headlights and taillights, and as a "Monica", the range is 114,800-139,800. Although it is a little small for a medium-sized car, the price-performance ratio is good.

　　At present, Monica Mingyu has two engines with displacement of 1.8L and 2.0L to choose from, which can be equipped with a 5-speed manual or 4-speed automatic gearbox. The interior still continues the design of the fourth-generation Sonata, with no luxurious assembly and practical emphasis. The wheelbase of 2700mm ensures a good seating space, which is very sufficient for family cars.

The fifth generation Sonata (NF)

　　In 2004, Hyundai Motor released the NF model of Sonata and released it to all parts of the world in 2005, and Beijing Hyundai also introduced the modified model at the same time. However, due to Hyundai Motor’s underestimation of the China market, its configuration did not keep pace with the American market, which is one of the reasons for the poor sales of Sonata NF after its listing. In addition, as a medium-sized car, Hyundai brand also had a negative impact on sales.

　　In 2009, Beijing Hyundai specially launched an upgraded version of the Sonata NFC for the China market, named as "Sonata Lingxiang". The car has been comprehensively upgraded in appearance and interior, incorporating the latest family characteristics of modern cars, and the price ranges from 155,800 to 228,800. Although the Korean brand configuration of the medium-sized car with the same price is higher, the modern brand has become the biggest constraint factor in the domestic medium-sized car market.

　　Lingxiang is equipped with an in-line four-cylinder engine with a displacement of 2.0L or 2.4L, with the maximum power of 165 HP and 174 HP respectively. The 2.0L model has a 5-speed manual transmission and a 4-speed automatic transmission, while the 2.4L model is equipped with a 5-speed automatic transmission. In addition, the high-equipped model also has safety equipment such as 8 airbags and electronic stability program, which is superior to the medium-sized car at the same price in other aspects.

Sonata of the sixth generation

Sonata of the Sixth Generation

　　Now, the sixth-generation Sonata has been listed in South Korea, with a younger design and a more advanced power system. We will see its beauty at the Beijing Auto Show, which opens in a few days, and will bring readers more detailed reports.

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> > > Related links:

Market positioning is very accurate. Test drive Beijing Hyundai MOINCA Mingyu.
//www.autohome.com.cn/drive/200909/69355.html

Non-mainstream Expressiveness Test SONATA· Lingxiang 2.4TOP
//www.autohome.com.cn/drive/200904/58672.html

Analysis of preheating 2011 Sonata official drawings before listing in China
//www.autohome.com.cn/advice/201002/95276.html

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First generation elantra

"The first generation Elantra after the change (Part II)"

　　Relatively speaking, Hyundai’s Elantra is a relatively young brand, which was founded in 1990 with the goal of competing with Honda Civic and Toyota Corolla in the family car market. The first generation Elantra has the shadow of a contemporary car in appearance design, and it is not as old as other cars with a long history. Its power system is powered by a 1.6L inline four-cylinder 16-valve engine provided by Mitsubishi, with a maximum power of 113 horsepower and an acceleration time of 9.5 seconds from 0 to 97 km/h. The car was slightly modified in 1992.

Second generation elantra

"The second generation Elantra after the change (II)"

　　The second generation Elantra was released in 1995. There are two versions of car and station wagon, which are relatively advanced in body design and configuration at that time. At first, the car was equipped with a 1.5L α engine and a 1.8L β engine with maximum power of 107 HP and 128 HP respectively. The car was redesigned in 1999. In Australia, the travel version of the car called "Lantra" is very popular with consumers.

Third generation elantra

　　In 2001, the third generation Elantra was officially launched. In 2004, the car was slightly modified, mainly in some small parts such as front and rear lights, air intake grille and engine cover. Because each generation of Elantra has a mid-term change, many people think that this is the sixth generation, but these small changes are not enough to subvert the first generation.

　　This is the familiar Elantra model introduced by Beijing Hyundai. Since its launch, Elantra has achieved great success in the family car market with its excellent cost performance and spacious space, and it has also performed well in the taxi market. Elantra, which mainly uses a 1.6L engine for home use, has less than 90,000 minimum models and only 100,000 top models. Although the body is older, it is still relatively cost-effective at this price.

The fourth generation elantra

　　The fourth generation Elantra went on the market in 2007, that is, the familiar "Elantra Elantra Elantra" model introduced and produced by Beijing Hyundai. Because the residual heat of the previous generation model is not small, Beijing Hyundai did not immediately stop the sales of the previous generation model after the new model was put into production.

　　Elantra Elantra’s styling has changed the old-fashioned style of the previous generation, and its smooth and dynamic styling has really attracted consumers’ attention. Therefore, this model has also achieved excellent sales results and continued to sell well, becoming the master of Beijing’s modern new generation, Hua Dan. Of course, the excellent cost performance of Korean models is also a decisive factor. The price of all models of Elantra is 99,800-119,800, which is more advantageous than the competitors with the same configuration, and with the youthful and energetic appearance, it is very pleasing to the people who pursue benefits.

　　Elantra’s wheelbase of 2650mm has reached the standard of compact cars. For home users, Elantra’s space level is good, and the overall atmosphere of the interior gives people a warm feeling. It is equipped with a gamma engine with a displacement of 1.6L and a maximum power of 123 HP, which can be matched with a 5-speed manual or 4-speed automatic gearbox.

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> > > Related links:

Closer to home testing Beijing Hyundai ELANTRA Elantra Elantra Elantrahttp://www.autohome.com.cn/drive/200805/39212.html

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Summary:

　　There is no doubt that Mitsubishi’s Lancer model is well-known in the world car world, and it is one of the key targets of many car fans’ modification both at home and abroad. Mitsubishi will further carry forward this model while retaining the classics, and introduce the latest model "Wing God" into China; Although the modern Sonata and Elantra models have "two generations under one roof", they are at least manufacturers that keep pace with the times, bringing the latest products to China and letting consumers taste the benefits of Korean cars. It is said that the introduction of the latest generation Sonata that subverts the traditional design is basically a foregone conclusion. I believe we will see the latest modern models soon. (Text/car home Sun Tao)

　　On December 21st, Trumpchi was officially listed in Boshi Xinda, Harbin. As the first mid-to-high-class car of Guangzhou Automobile and the official designated car for the Asian Games, Chuanqi launched the first batch of 6 models with 2.0L displacement, priced at 12.28-18.98.

　　At the earliest Guangzhou Auto Show in 2008, Guangzhou Automobile Group released a model named VIP-Lounge for the first time, which is the prototype of Chuanqi. At the 2010 Beijing Auto Show, Chuanqi appeared as a quasi-mass production car and named it. After half a year, Chuanqi, the first self-owned brand car of Guangzhou Automobile Group, officially rolled off the assembly line at 10: 30 am on September 3. The car will go on sale at the end of this year, and the first batch of models will be 2.0L, equipped with a 2.0L inline four-cylinder naturally aspirated direct injection gasoline engine independently developed by GAC.

　　In terms of appearance, according to the parameters of Trumpchi’s body, it is 4800mm long, 1819mm wide, 1484mm high and 2702mm, which is slightly smaller than (). At the same time, compared with Accord and Camry, Chuanqi Trumpchi adopts a sports executive chassis, which is more sporty, and a shorter wheelbase will also bring better sportiness. By using GAC(Geometric Absorption Control) and other technologies, the five-star collision safety level can be achieved.

　　In terms of power, according to the staff on the production line, at the initial stage of listing, GAC Chuanqi will be equipped with 1.8L and 2.0L engines, and equipped with 5-speed manual, 5-speed automatic and an AMT, of which the manual product comes from Hangzhou Qianjin Gear Transmission Co., Ltd. and the AMT gearbox comes from the Tangshan factory of Aisin, Japan. In terms of chassis, GAC Chuanqi completely inherited the fine lineage of Alfa Romeo, and the front double A-arm/rear system can be described as sporty.

　　At present, Guangzhou Automobile Group has two models that dominate the car market, namely Accord and Camry. The listing of Trumpchi will definitely have a certain impact on these two cars. How to price will not only test Guangzhou Automobile Group’s confidence in Trumpchi’s entry into the B-class car market, but also test its wisdom in weighing the interests of all parties.

Harbin boshi Xinda auto sales service co., ltd
Tel: 0451-88072222
Address: No.4 Tianping Road, Yingbin Road Concentration Zone, Harbin Development Zone, Heilongjiang Province