Reporter Levin Fu reports from Beijing.

　　Recently, the equity of a small loan company has changed.

　　On March 21st, Guangzhou Local Financial Management Bureau agreed that Guangzhou Huaduo Network Technology Co., Ltd. would transfer 100% equity of Guangzhou Huanju Microfinance Co., Ltd. (hereinafter referred to as "Huanju Microfinance") to Beijing Yunsuo Technology Co., Ltd..

　　This also means that the online small loan license was pocketed by Aauto Quicker.

　　In addition, on March 27th, Guangzhou Local Financial Management Bureau agreed to approve the change of senior managers of Huanju Small Loan.

　　On April 2 nd, Su Xiaorui, a senior researcher at Suxi Zhiyan, toldThe reporter said that after obtaining the small loan license, Aauto Quicker is expected to enter the consumer finance business, and refer to the existing paths of Internet traffic giants, package it as loan products such as Aauto Quicker installment or credit payment products such as Aauto Quicker monthly payment, so as to seek greater scale growth in the financial field.

　　Quietly buy

　　According to the announcement, Guangzhou Huaduo Network Technology Co., Ltd. will transfer 100% equity of Huanju Small Loan to Beijing Yunzha Technology Co., Ltd. After the transfer, Beijing Yunsuo Technology Co., Ltd. holds 100% equity of Huanju Small Loan and becomes the main sponsor of Huanju Small Loan.

　　In this transaction, Guangzhou Huaduo Network Technology Co., Ltd. is the parent company of Huanju Times, which was listed on NASDAQ in November 2012. Its business covers live broadcast, short video, games and other fields, and its core product is the interactive live broadcast brand "YY Live".

　　Enterprise investigation shows that Huanju Small Loan was established in January 2016, and its registered capital reached 1 billion yuan in 2018, which was reduced to 500 million yuan in February last year. Huanju Small Loan used to be the main operator of YY Credit, which is a consumer finance platform, providing YY credit, loan, anchor loan, consumption installment and other products for users in various scenarios of YY.

　　Through equity penetration, the ultimate controller of Beijing Yunzha Technology Co., Ltd. is Aauto Quicker Technology.

　　It can be said that Aauto Quicker indirectly obtained a network small loan license.

　　The reporter found that the platform of Aauto Quicker APP "My Wallet", a loan product, has made diversion for the piggy bank and other institutions. For example, clicking "Apply Now" shows that the piggy bank can borrow up to 200,000 yuan, with an annualized interest rate of 7.2% and interest-free for a limited period of up to 30 days.

　　Aauto Quicker’s borrowing business does not directly involve risk control and loan issuance, but adopts diversion mode. Aauto Quicker displays the loan products of third-party institutions on its platform, and guides users in need to apply for loans from institutions. Users submit mobile phone numbers, supplementary information, etc., and the cooperative institutions are responsible for credit evaluation, approval and lending.

　　As a short video platform, Aauto Quicker has a huge traffic base. With the license of online small loan, Aauto Quicker may be involved in risk control and direct lending, and conduct consumer loan business in compliance through self-support, joint loan and loan assistance.

　　When the reporter bought the goods in the "Aauto Quicker Store", he found that the payment methods include skip WeChat payment, bank card payment, Alipay payment and credit card installment, and there are no products such as first enjoy and then pay.

　　According to Aauto Quicker’s recruitment of official website, Aauto Quicker recently launched the positions of product operation manager (financial industry) and financial industry sales in financial-related fields, and the online time was April 3 and March 27 respectively. Among them, the job requirements of product operation manager include "exploring the growth point of customer consumption according to different customer acquisition modes of financial credit products" and "planning and promoting the commercial operation of advertising around the financial industry".

　　Total revenue increased by 20.5% year-on-year.

　　According to the data of 2023 financial report, the total revenue of Aauto Quicker in 2023 reached 113.47 billion yuan, up by 20.5% year-on-year, and the adjusted net profit was 10.3 billion yuan.

　　With the "short video+live broadcast mode", Aauto Quicker has formed a distinctive "old iron economy", which combines content with e-commerce through private domain traffic operation.

　　According to the financial report, the GMV of e-commerce business in Aauto Quicker increased by 29.3% year-on-year in the fourth quarter of 2023, reaching 403.9 billion yuan, and the average monthly paying users of e-commerce reached a new high, exceeding 130 million, with the annual GMV reaching 1.18 trillion yuan.

　　According to many media reports, Aauto Quicker executives publicly disclosed in 2023 that the number of users watching financial-related content on Aauto Quicker APP reached 160 million times per week, and the conversion rate of financial advertisements was 19 times that of ordinary users.

　　As a short video platform, Aauto Quicker has a strong traffic advantage and content monetization ability, and its recommendation algorithm can match users’ interests more accurately, making the content easier to reach the target audience and improving the conversion rate.

　　"Aauto Quicker’s users are large in scale and high in stickiness, and it has a certain foundation for its own diversion business. Traffic is its advantage. " Wang Pengbo, Chief Analyst of Broadcom Consulting,The reporter said that the advantage of the loan-helping business is that it has accumulated over the years and has a better understanding of the industry gameplay. The scene platform has users and funds, and it is easier to grow bigger.

　　In the competition of consumer credit market, consumer credit platforms that enter the market early often have the first-Mover advantage, and build barriers by accumulating users and establishing user loyalty. When users get enough quota, the motivation to switch to other platforms will be less. Because there is an upper limit on users’ credit, once users get consumer credit on multiple platforms, it may lead to "co-debt problem".

　　Su Xiaorui believes that as a short video giant, Aauto Quicker’s traffic advantage is second only to platforms such as Tik Tok, and B-side businesses such as Aauto Quicker Xiaodian have become increasingly mature. From the customer base type, the customer base in Aauto Quicker is relatively sinking, and this group of people is just the long tail customer base corresponding to small loans in the financial field, which has potential in customer base positioning and customer base demand mining.

　　With the scarcity of high-quality investment targets in the industry, Aauto Quicker has potential in developing financial business because of its huge user base and traffic advantages. However, the so-called "platform users’ qualification is relatively low" means that the user groups in Aauto Quicker may include more users with low income and low credit rating or white households with credit information, and this group may have a higher risk of financial default. Therefore, risk control and asset quality management in Aauto Quicker may become challenges when developing small loan business.

　　"Aauto Quicker-based financial genes are relatively lacking, and it is suggested that it should be based on compliance, and fully learn from other traffic giants in the financial field and other clues to avoid repeating the same mistakes." Su Xiaorui said.

Video: Ace-to-Ace Edition: More laughter is waiting for you.

In recent years, Zhejiang Satellite TV’s variety matrix brand has become more and more famous, and many programs that are familiar to the audience have been launched. Among them, "Ace to Ace", which combines song and dance, competition, theater and other links, has created its own sky in the field of variety in the shed. With a large number of loyal audiences, how is each program of "Ace" planned? Is it true that so many stars are attracted by sky-high salary as said on the Internet? A few days ago, the reporter interviewed Wu Tong, the general director of the program, and he will answer the audience’s curiosity and online rumors one by one.

Why did you launch Ace to Ace?

Outdoor reality show blowout, want to differentiate

The birth of every program will have a supporting point, and the fulcrum of the birth of "Ace" is the original intention of differentiation. After the fire in Running Man, the outdoor reality show showed a blowout trend. Wu Tong revealed that it was Wang Jun, director of Zhejiang Satellite TV, who proposed the direction at that time, and wanted to make a reality show in the shed to occupy another blue ocean area of variety industry with differentiation, so after the team constantly brainstormed and scrutinized the details, there was Ace to Ace, which focused on the variety in the shed and focused on the IP concept.

Because it is a completely original program, there is no reference model. It can be said that since the birth of "Ace", every program from the first season to the second season needs great efforts and efforts. As it turns out, this variety show in the shed has indeed achieved good results with its own differentiation and has become the hottest variety show in the TV shed in China.

How does a strong guest appeal come from? Platform cohesion is the key.

Viewers who have seen Ace to Ace will be amazed at the ability of the program to invite artists. Each issue is a heavyweight ace, from Jackie Chan, Zhang Guoli, Ceng Zhiwei and other "big brothers" in the circle to Fan Bingbing, Yang Mi, TFBOY, Lu Han and other popular goddesses to "play". Why can the ace have such a strong artist appeal? For the guests who had been rumored by the Internet that "Ace" was attracted by sky-high salary, the general director Wu Tong said that it was purely a rumor. The reason why the guests of the program were willing to participate in the program was firstly because Zhejiang Satellite TV’s platform was cohesive and attractive enough to attract stars, and secondly, the artists’ docking and communication skills were really strong, which was also an advantage of the platform.

Speaking of artists, Wu Tong also mentioned two words, namely "surprise" and "moved". "Ace" programs often arrange surprise guests for the coming artists. The confidentiality of this link is well done, so the artists themselves don’t know, and it is precisely because of this that unexpected situations often appear at the recording site, which makes the "Ace" team feel surprised and moved. For example, in the ninth episode of the first season, Quiet reappeared the image of "Da Yuer" in the classic TV series "The Secret History of Xiaozhuang", and the director group specially invited Ma Jintao to play the leading actor "Dourgen" to give Quiet a surprise. Unexpectedly, Quiet was moved to tears when he saw Ma Jintao. This scene also moved the program group. In the seventh program of the second season, when Kimi suddenly appeared on the scene, not only the audience applauded and screamed for the reunited ipartment crew, but also Michael Chen, Loura and Sean immediately got high. The friends who rarely met together recalled the past on the stage, and the details were particularly touching. Similar surprises are staged in almost every issue. It can be said that surprises are mutual. The program group has prepared surprises for artists, and artists are constantly giving new surprises to the program group.

Enter the blueberry video to watch the latest full video of Ace to Ace > >

What kind of team is behind the show?

Most of the members are post-90s, and they are thoughtful for every detail.

Behind any excellent program, there are a group of hard-working people, and "Ace to Ace" is no exception. This program is basically from the planning, artist communication and details execution. They are big enough to know all kinds of hot events and new ways of playing, but they are still not careless in implementing the details. Every detail is carefully thought out and compared again and again before making a decision. Wu Tong, for example, said that in the case of the ninth program of the second season just aired, Athena Chu played the role of "Zi Xia Fairy" again after 22 years. In order to better reproduce the classic role, the costume program group just thought back and forth for a long time and prepared three sets of costumes with different stage effects, except for the transparency of 30% and 60%, and the materials of the clothes are also different, and the details are so accurate, just to bring the best programs to everyone.

Because "Ace to Ace" involves many links, the program group has a lot of preparation work to do, and it takes a lot of energy just to wear clothes and props. Wu Tong admits that the entire choreographer group sleeps less than 3 hours a day, and during the day, they do execution, such as communicating with artists and trying out costume props. They don’t start planning or summarizing until 12 o’clock in the evening, and call it a day. The hard work of the program team also shows that it is not easy to make a good program.

Wu Tong also said that compared with the first season, the second season showed more feelings, hoping to really leave something for the audience after the show. When it comes to the future, Wu Tong feels that if the audience likes it, they are willing to keep doing it, but they will not solidify their thinking, and they have been trying to bring more newer and more meaningful things to the audience.

?

　　People’s Daily Online, Beijing, October 4 th Today, the Ministry of Public Security released a message on traffic safety. According to the statistics of the Traffic Management Bureau of the Ministry of Public Security, as of September 2016, the number of motor vehicles in the country reached 280 million, including 190 million cars; There are 350 million motorists, including more than 300 million motorists.

　　The number of automobiles reached 190 million, with 6.18 million newly registered in the third quarter.With the sustained development of China’s economy and society, the automobile consumption potential is continuously released, and the automobile ownership continues to show a rapid growth trend. In the third quarter, the number of newly registered cars reached 6.18 million, an increase of 1.2 million over the same period of last year, with a year-on-year increase of 24.2%; Since 2016, the number of newly registered vehicles has reached 19.19 million, an increase of 2.44 million over the same period of last year, with a year-on-year increase of 14.6%. In terms of distribution, there are 47 cities in China with more than one million cars, including 16 cities in Beijing, Chengdu, Shenzhen, Chongqing, Shanghai, Suzhou, Tianjin, Zhengzhou, Xi ‘an, Hangzhou, Guangzhou, Wuhan, Shijiazhuang, Nanjing, Qingdao and Dongguan with more than two million cars.

　　There are 150 million small passenger cars and more than 140 million private cars.As of September, the number of small passenger cars reached 150 million, and the number of newly registered cars in the third quarter reached 5.51 million, an increase of 1.3 million over the same period of last year, with a year-on-year increase of 30.9%. Among them, there are more than 140 million small passenger cars (private cars) registered in the name of individuals.

　　The number of trucks reached 21.5 million, and the number of new registrations increased steadily.As of September, the number of trucks in China reached 21.5 million, and the number of new registrations in the third quarter reached 540,000, an increase of 130,000 over the same period of last year, with a year-on-year increase of 31.4%; Since 2016, the number of newly registered vehicles has reached 1.79 million, an increase of 350,000 vehicles over the same period of last year, with a year-on-year increase of 24.3%.

　　The number of motor vehicle drivers reached 350 million, and 8.96 million people were newly licensed in the third quarter.With the rapid growth of motor vehicle ownership, the number of motor vehicle drivers has also maintained a continuous growth trend. As of September, the total number of motor vehicle drivers in China has reached 350 million, and the number of newly licensed motor vehicle drivers reached 8.96 million in the third quarter, an increase of 465,000 over the same period of last year, with a year-on-year increase of 5.5%; Since 2016, the number of newly licensed motor vehicle drivers has reached 28.31 million, an increase of 530,000 over the same period of last year and a year-on-year increase of 1.9%. Judging from the driving experience of drivers, there are 34.41 million drivers who have been driving for less than one year, accounting for 9.8% of the total number of drivers.

　　(Editor: Pan Xuhai, Hong Xiao)